PRUWith You

Fulfill your protection needs until age 1001 with PRUWith You. 

PRUWith You is a regular premium investment-linked insurance plan that offers wide range of attachable riders and customisable solutions.

PRUBiz Protect solution - Build a safe future for your family as you protect your business.

PRUMy Critical Care solution - Care of others start with you.

PRUMy Child Plus solution - Even earlier protection for your unborn baby.

PRUMy Medical Plus solution - Designed for your medical needs.

PRUMy Diabetes Care - A new hope for people with diabetes.



Mix and match our wide range of attachable riders to suit your personal needs.


Have a peace of mind with our guaranteed basic insurance charges, as well as 6 years No-Lapse Provision2.


Get yourself protected with the flexibility to choose the premium that suits your financial capability.

1 This product comes with an option to extend the term of basic plan and rider(s) (if applicable) up to the Policy Anniversary of Life Assured’s ANB 100 or the expiry of rider’s coverage term, whichever is earlier. Unless you withdraw the consent, your policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient cash value, additional premium is required during the extended term.

Your consent is obtained upon proposal submission to allow the auto extension. You may withdraw this consent anytime before the auto extension comes into effect by writing to us.

2Terms and conditions applied.

Payment Term

Premium is payable throughout the coverage term

Coverage Term

20 years; or until policy anniversary of age 60, 70, 80, 90 or 100 next birthday [ANB]

Issue Age

Prenatal: After 14 weeks into pregnancy

Post-birth: 1 – 70 ANB

Minimum Sum Assured

RM10,000 and subject to the minimum sum assured multiple

Maximum Sum Assured

Subject to underwriting

  1. Death Benefit
  2. Total and Permanent Disability Benefit
  3. Maturity Benefit
  4. Goal Achievement Benefit
  5. Longevity Benefit

Please refer here for details of coverage.


Minimum insurance premium for:

  • Children (prenatal to 18 ANB) is RM50 per month
  • Adults (19 ANB to 70 ANB) is RM100 per month
Riders that can be bought with this policy

Pregnancy and Child Care Benefits

Hospital & Surgical

Critical Illness


Payor Benefit


*PRUMedic Overseas can only be attached when PRUValue Med or PRUMillion Med is attached.


** These riders can only be attached when PRUSaver or PRUSaver Kid and respective payor basic are attached.


Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Leaflet, Product Disclosure Sheet, Product Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. Subject to the selected policy term and consent for auto extension is given, the policy coverage term will be extended up to the policy anniversary of 100 next birthday. The policy coverage term and benefits payable shall depend on the policy having sufficient account value to cover all the policy charges. To ensure that the policy has sufficient account value, additional premiums are likely required for continuous coverage.
  3. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  4. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact PAMB directly for more information.

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PRUWith You

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