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Day Surgery Benefits

Cover yourself with day surgery insurance for pre-planned surgeries that don't keep you overnight.

Make an appointment for Outpatient Surgery

You can easily request for Day Surgery with these 4 steps.
Set an appointment
Contact a panel hospital to make an appointment.
Meet your specialist
Meet with your doctor to discuss your surgery.
Get approval
Ask your doctor if your procedure can be a Day Surgery.
Confirm your appointment date
Decide on a fixed date to have your Day Surgery.

List of recommended day surgery procedures

  1. Diagnostic Bronchoscopy with/without Biopsy

  2. Gastroscopy with/without Biopsy

  3. Colonoscopy with/without Biopsy

  4. Endoscopic Ultrasound  with/without Biopsy

General Surgery
  1. Excision of Breast Lump

  2. Excision Biopsy of Lump (All types)

  3. Excision of Sebaceous Cysts/Local Skin Lesions/Warts

  4. Excision Biopsy of Renal, Liver, Cervical, Lymph Nodes, Lungs, etc.

  5. Anal Fissure Dilatation or Excision

  6. Esophageal Dilatation

  7. Haemorrhoidectomy

  8. I & D of Abscess

  9. Removal of Ganglion/Fibroma

  10. Diagnostic Laparoscopic procedure

Ear, Nose & Throat
  1. Examination Under Anesthesia (EUA) for nose/ear/throat with/without removal of foreign body

  2. Myringotomy and Grommet Insertion

  3. Oesophagoscopy/Laryngoscopy/Microlaryngoscopy with/without Biopsy

  4. Reduction of Nasal Fracture

  5. Excision of Nasal Polyps

  6. Drainage of Septal Hematoma

  7. Tonsillectomy (laser)

  8. Adenoidectomy (laser)

  1. Excision of Chalazion/Pterygium

  2. Vitrectomy

  3. Yag Iridotomy

  4. Extraction of Cataract/Phaco-Emulsification with IOL

  5. Correction of Squint (not related to congenital)

  6. Corrective surgery for Blepharoptosis  (not related to congenital/cosmetic)

  1. Cystoscopy Examination with/without Biopsy

  2. Extracorporeal Shock Wave Lithotripsy (ESWL)

  3. Removal of DJ Stent

  4. Urethral Dilatation

  5. Ureteroscopy (URS) with/without Biopsy

  1. Arteriovenous Fistula (AVF)

  2. Invasive Coronary Angiography

  3. Endovenous Laser Therapy (LA)/(GA)

  4. Stripping of Varicose Vein (LA)/(GA)

  1. Arthroscopy Examination with/without Therapeutic Procedures

  2. Carpal Tunnel Syndrome Release/Decompression  (CTS) - Single/Bilateral

  3. Release Trigger Thumb

  4. Excision of Dupuytren’s Contracture

  5. Excision of Neuroma/Ganglion/Giant Cell Tumour

  6. Bunion Operations

  7. Suture and Other Operations on Tendons and Tendon Sheath

  8. Nucleoplasty

  9. Tenotomy

  10. Insertion of K-wires

  11. Removal of Orthopedic Implants

  12. Intra-articular Injection (Day Care/Clinic)

Obstetrics & Gynaecology
  1. Dilatation and Curettage/Hysteroscopy

  2. Examination Under Anesthesia with/without Biopsy

  3. Colposcopy with/without Biopsy

  4. Cone Biopsy, Punch Biopsy

  5. Marsupialization/Excision of Bartholin's Gland

  1. Insertion of Chemo Port/Hickman Line (Oncology)

  2. Chemoport Removal (Oncology)

  3. Brachytherapy/Radiotherapy (Oncology)

  4. Chemotherapy

NB: Please note that the procedures listed are PAMB’s recommendation only. The decision and necessity for any in-hospitalized management shall be at the discretion of the attending Doctor.

1. This list is non-exhaustive, and it will be subject to revision at the discretion of Prudential Assurance Malaysia Berhad, from time to time.

2. Coverage is subject to member/policy holder benefit entitlement based on their policy benefit, coverage, and exclusions.

Day Surgery Insurance FAQ

What is day surgery?

Day care surgery is defined as scheduled surgical procedures provided to patients who do not require hospital stay overnight.

It is a process of care by which suitable patients are managed with admission, treatment and discharge on the same day.

Day care surgery include diagnostic and therapeutic procedures which require local, regional, or general anesthesia, which do not carry the risk of postoperative complications and only require a minimum period of observation in the hospital.

What are common criteria for day surgery?

A day surgery may be recommended when:

  • Preplanned & performed by specialist.

  • Procedure that have minimal risk but do not carry significant postoperative complication that requires hospitalisation.

  • Proper facilities that consist of its own procedure room/operating theater and recovery area are available.

What are examples of day surgery procedures?

Some common day surgery procedures are:

  • Cataract surgery

  • Excision of large lesion over eyelid

  • Incision of middle ear / myringotomy

  • Incision and drainage of large abscess

  • Surgical Excision of cyst / wart

  • OGDS / Colonoscopy

Is colonoscopy considered day surgery?

Yes, colonoscopy is often considered a day care procedure as it doesn’t usually require you to stay in the hospital overnight.

Is day surgery and day care procedures the same?

Yes, day surgery is sometimes referred to as day care procedure or outpatient surgery.

What are the benefits of day surgery?

Advantages of day surgery include:

  • They require less anesthesia than major surgeries as they are quicker.

  • They are minimally invasive, which lowers the risk of complications.

  • Patients have improved recovery rates and heal faster.

  • Patients can recuperate at home.

  • Day surgeries emphasises patient wellness with minimally invasive procedures without compromising safety.

Do day surgery insurance cover procedures done at GP/Specialist clinic outside of hospital setting?

It’s imperative that policy holders understand that day care facilities are different from a procedure room in a clinic. As such, procedures may be considered for day care benefits when performed at a clinic if:

  • Local nerve block / Local anesthesia or General anesthesia is involved, and

  • Lesion is significantly large causing a disability and is excised as medically necessary

What are examples of out-patient prcedures that are no deemed and covered by day surgery insurance?

The following some outpatient procedures that are not covered by day surgery insurance plans:

  • Purely ear suction clearance toileting or syringing / Limited to external ear.

  • Wound care – simple dressing.

  • Pap smear.

  • Toilet & suturing of small wounds < 2cm.

How long do you have to stay after outpatient surgery?

Most patients are usually able to return home one to two hours are the procedure.

Is day surgery risky?

Day surgery is less risky than major surgery and procedures are minimally invasive. It is associated with lower rates of hospital visits following the surgery. Addiitonally, the continous improvement in medical technology has helped ensured patient safety during outpatient surgery. Patient death during day surgery is incredibly rare.