PRUMan​ & PRULady

PRUMan​ & PRULady

Gender-specific critical illness plans uniquely designed for every man and woman.​
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For Every Man & Woman

Men and women are simply different. That is why we have designed gender-specific critical illness plans catered to their unique needs. Celebrate your key life milestones, earn rewards, and protect yourself from a wide range of critical illnesses. In addition, enjoy Fertility Care and Wellness Care benefits to support you in your journey towards parenthood and a holistic well-being. 

Whether you're a man or a woman, we are here to help you take charge of your story with a plan that is uniquely yours.

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Terms & Conditions apply.​​


Maximise Your Financial Well-Being With Prime Cash!

For a limited-time, enjoy RM125 cash rewards when you sign up for PRUMan & PRULady policy.

Terms and conditions apply

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Explore the scenario below to envision the extensive coverage you can get from PRUMan & PRULady plan.

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More About PRUMan & PRULady​

PRUMan and PRULady are non-participating insurance plans designed to offer protection against gender-specific illnesses, death, or Total and Permanent Disability (TPD) until the Policy Anniversary of age 70 next birthday. These plans provide comprehensive coverage, including benefits such as the Recovery Benefit, Wellness Care Benefit, Fertility Care Benefit, and cash rewards to celebrate significant milestones in your life. Additionally, upon policy maturity, the plans also provide a refund of the total premium paid.


About Our Plan

How much does it cost (your premium)?

Insurance premium will vary according to the amount of coverage, age, gender.

Please click here for full premium rates.

How long will I need to pay premiums?

For individuals between the ages of 15 and 35, the policy is payable up to the age of 55.

For individuals aged 36 and above, the policy is payable for a duration of 20 years. 

How long does the coverage last?

Up to 70 years old.

How old must the life assured (the person covered by the policy) be when the policy starts?

15 years old - 40 years old.

What's the minimum amount of coverage?


What's the maximum life coverage?



 All ages in this table are age next birthday (ANB)

Important notes
Key information and disclaimers
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Leaflet, Product Disclosure Sheet and Sales Illustration before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy. ​​

The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia ("PIDM") up to limits. Please refer to PIDM's Takaful and Insurance Benefits Protection System ("TIPS") Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit

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