Parents spending quality time with child
Our Riders - Insurance Add-ons

2Parent Payor Basic

A rider that protects your child in case anything happens to you or your spouse.

Make sure your loved ones are protected

While we don’t think the worst can happen, planning ahead can set your mind at ease. With 2Parent Payor Basic, you can safeguard your child with annual benefits equal to the annual premiums of your child’s protection plan (except PRUSaver and PRUSaver Kid). In other words, we pay for your child’s annual premiums when you can’t, so your child will continue to be covered.

If you have PRUSaver or PRUSaver Kid, you can add on 2Parent Payor Saver to pay for your child’s PRUSaver or PRUSaver Kid premiums until the end of the premium payment term or until your child turns 25.

The plan is payable if either one parent unfortunately passes away, is diagnosed with critical illness or becomes Total and Permanently Disabled (TPD) before age 70. An additional annual benefit is also given if the other parent suffers any of the similar causes.

Attachable plan

The basic plan that 2Parent Payor Basic can be attached to:

Learn more

Important notes
Key information and disclaimers.
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

  2. Any age reference shall be on the basis of Age Next Birthday.

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit