Mother and daughter saving money.
Our Riders - Insurance Add-ons

Parent Payor Basic

A rider that pays annual benefits equal to your child’s annual premiums.

We pay when you can’t

 

Set up a backup plan in case of any mishaps so your children’s burdens are eased.

 

Parent Payor Basic is a rider that pays annual benefits equal to the annual premiums and PRUAllocator premiums (if any) of your child’s protection plan (except PRUSaver and PRUSaver Kid), until the end of the premium payment term or until your child turns 25, whichever is earlier, if you unfortunately pass away, diagnosed with critical illness or become Total and Permanently Disabled (TPD) before age 70.

Attachable plans

The basic plans that Parent Payor Basic can be attached to:

Learn more

Important notes
Key information and disclaimers.
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance, Investment-Linked Insurance, Personal Accident Insurance, and Medical and Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

  2. This product comes with Extension of Coverage Term to extend  the term of basic plan and rider(s) (if applicable) up to the Policy Anniversary of Life Assured’s age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you change the applicability of Extension of Coverage Term, policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term.