Extend your medical safety net
There is never a convenient time for getting critically ill. Prepare a safety net that extends to 3 countries’ overseas so you will be treated no matter what. Whether you’re travelling overseas for business or holiday, with PRUMedic Overseas, we will reimburse you for hospitalisation and outpatient treatment expenses incurred in Singapore, Hong Kong or China.
This extra overseas hospitalisation and outpatient insurance plan covers you for the following conditions:
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Cancer-related surgeries
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Heart valve surgery
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Coronary artery bypass surgery
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Neurosurgery
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Organ transplant
This add-on coverage is a regular investment-linked extra plan that also pays you a well-being benefit and provides you with a high lifetime claim limit. PRUMedic Overseas is medical insurance that gives you peace of mind, protecting you while you’re out of the country.
Attachable plans
The basic plan that PRUMedic Overseas can be attached to:
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PRUWith You Plus (which is attachable to PRUValue Med)
Learn more
Cost of Insurance Rates
Important notes
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This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.
PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
FAQ
Does Prudential cover me when I’m overseas?
Yes, PRUMedic Overseas reimburses hospitalisation and outpatient treatment expenses incurred in Singapore, Hong Kong, or China.
What happens if I need medical attention for an injury sustained abroad?
PRUMedic Overseas covers the costs of treatment for injuries sustained while travelling, ensuring you can access quality medical care without worry.
Can I seek outpatient services under this insurance while abroad?
Absolutely, outpatient services are covered under PRUMedic Overseas, providing flexibility in the choice of treatment and provider.
Is there coverage for chronic conditions while abroad?
Prudential PRUMedic Overseas provides coverage for conditions such as cancer-related surgeries, heart valve surgery, coronary artery bypass surgery, neurosurgery and organ transplant.
What is the coverage limit for overseas treatment under PRUMedic?
Our overseas hospitalisation plan offers varying coverage limits depending on the chosen package. Specific limits can be found in our policy documents, providing flexible options to suit different needs.
What types of outpatient services are included?
Outpatient services covered include consultations, prescribed drugs, and minor procedures that do not require hospital admission, all tailored to international standards.
Can family members also be covered under my PRUMedic Overseas plan?
You may purchase PRUWith You Plus policies for your family members and attach with PRUValue Med rider along with PRUMedic Overseas rider to enjoy the coverage.