Let medical expenses be the least of your worries
Some accidents are more costly than others. With Acci Med Plus, your accidental medical expenses will be covered based on your coverage amount.
This rider reimburses you with actual expenses from your medical treatments, hospital confinement or nursing services up to the maximum coverage amount of the rider within 104 weeks from the date of the accident. We also reimburse the expenses incurred for traditional and complementary treatments within 90 days from the date of the accident. Additionally, we pay for overseas companion allowance and prosthesis/wheelchair allowance.
Attachable plan
The basic plan that Acci Med Plus can be attached to:
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Important notes
1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.
PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
FAQ
What is Prudential Acci Med Plus, and what does it cover?
Prudential Acci Med Plus is a rider that provides reimbursement for medical treatments due to accidents, covering actual expenses from medical treatments, hospital confinement, or nursing services up to the maximum coverage amount of the rider within 104 weeks from the accident date.
It also covers expenses incurred for traditional and complementary treatments within 90 days of the accident and pays for overseas companion allowance and prosthesis/wheelchair allowance.
What is the overseas companion allowance in Prudential’s Acci Med Plus insurance rider?
The overseas companion allowance is a feature of Acci Med Plus that provides financial support for a companion accompanying the insured person during overseas treatment.
What is the prosthesis / wheelchair allowance in Acci Med Plus?
The prosthesis / wheelchair allowance is a feature of Acci Med Plus that provides financial support for purchasing a prosthesis or wheelchair due to an accident.
Can Acci Med Plus be attached to other plans?
Yes, Acci Med Plus can be attached to the PRUWith You Plus plan.
What is the maximum coverage amount of Acci Med Plus?
The maximum coverage amount of Prudential's Acci Med Plus is designed to cover actual expenses from medical treatments, hospital confinement, or nursing services due to accidents. The specific amount can vary based on the individual's policy details and the nature of the medical expenses incurred. It's always important to review your specific policy details to understand the extent of your coverage.
What are the traditional and complementary treatments covered by Acci Med Plus?
Prudential's Acci Med Plus covers expenses incurred for traditional and complementary treatments due to accidents. These could include physiotherapy, chiropractic treatments, acupuncture, or other non-conventional therapies recognised and prescribed by a medical professional.
Are there any exclusions or limitations in Acci Med Plus coverage?
Like most insurance policies, Prudential's Acci Med Plus likely has specific exclusions or limitations in its coverage. These could include self-inflicted injuries, injuries from participating in high-risk activities, or injuries from pre-existing conditions. The specific exclusions or limitations would be outlined in the Terms and Conditions of the policy document.