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Our Riders - Insurance Add-ons


We pay for your hospital bills and reward you no-claim benefits.

The protection you need for your health


With the many responsibilities we carry, it’s important that we priortise our health and know how to combat the weight of any medical cost. PRUHealth is an attachable medical plan that pays for your hospital bills and rewards you with a yearly bonus if you make no claims during the year.

You can also have the option to choose cost sharing arrangements, Med Saver RM3,000. 

This plan also provides the following benefits:


  • Hospital & surgical benefits


  1. Hospital daily room & board (120 days per year)

  2. Intensive Care Unit (30 days per year)

  3. In-hospital & related services (i.e. surgical, in-hospital & related services, operating theatre fees, anaesthetist fees and specialist’s visit)


  • Outpatient treatment benefits


  1. Pre-hospitalisation treatment (within 30 days before hospitalisation)

  2. Post-hospitalisation treatment (within 90 days after hospital discharge)

  3. Home nursing care (up to 180 days per lifetime)

  4. Day surgery

  5. Cancer treatment

  6. Kidney dialysis

  7. Emergency treatment for accidental injury (RM) (Annual Limit)


Attachable plan

The basic plan that PRUHealth can be attached to:

Learn more

Cost of Insurance Rates
Please find the full of cost of insurance rates.
Important notes
Key information and disclaimers.
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit