Father and daughter at the beach

Essential Child Plus

A rider that offers coverage for child-specific illnesses.

Nurse your child with financial ease

Having a child falling seriously ill can have a domino effect on your finances. This rider product offers the financial aid often needed from the impact of nursing your child back to health.

Sign up for Essential Child Plus today to get a lump sum benefit upon diagnosis of any of the 10 child-specified illnesses covered.

Attachable plan

The basic plan that Essential Child Plus can be attached to:

Learn more

More about Essential Child Plus
Extra plan that covers your child.
About your plan

How much does it cost?

Please click here for full cost of insurance rates.

How long will I need to pay premiums?

The insurance charges will continue as long as your plan is in force.

How long does the coverage last?

Up to age 25 years old (after which it will automatically convert to Crisis Care rider).

How old must the life assured (the person covered by the plan) be when the plan starts?

Before birth: After 13 weeks into pregnancy.
After birth: Age 1 – 15 years old.

What’s the minimum amount of coverage?


What’s the maximum life coverage?

Before Birth: RM500,000
After Birth: Our underwriters decide this, depending on your circumstances.

All ages in this table are age next birthday (ANB)

Important notes
Key information and disclaimers.
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance, Investment-Linked Insurance, and Medical and Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.