Doctor checking patient’s blood pressure

PRULite Med

An insurance solution that acts as a safety net for unexpected medical and accidental costs.

It’s affordable protection for the times when you’ll need it the most

We can’t predict how life turns out sometimes, but we can at least plan for the unexpected events with an affordable solution like PRULite Med. It’ll pay you a lump sum if you suffer a disability due to an accident and help reduce the burden of medical costs. PRULite Med is offered by our flagship PRUWith You as the basic plan, attached with medical rider, PRUValue Med and accidental rider, Acci Guard Plus.

Extra plans

You can also add extra plans to strengthen your coverage. Choose from plans that:

 

 

Pay for your hospital bills:

 

Pay you a lump sum if you have a critical illness:

 

 

Pay your medical cost or a regular income if you have an accident:

 

 

Pay your premiums upon TPD, death or diagnosis of critical illness
 

 

 

 

Build a lump sum for your child’s future, a rainy day or whatever you choose:

 

 

Protect your unborn or young child and their mother:

 

  • Infant Care Plus                                    

 

Pay additional death benefit:

 

Learn more

More about PRULite Med
Medical protection that is simple and affordable.

PRULite Med protects you from expensive medical cost by providing you with a financial safety net, so that you could reduce the financial burden on yourself and your family. PRULite Med is an insurance solution offered by our flagship product PRUWith You as the basic plan, attached with medical rider, PRUValue Med and accidental rider, Acci Guard Plus.

Download our product leaflet in your preferred language for more details on the plan’s coverage. 

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About your plan

How much does it cost (your premium)?

Minimum insurance premium for:

  • Children (before birth to 18 years old) is RM50 per month

  • Adults (19 to 70 years old) is RM100 per month

Insurance premium will vary according to the amount of coverage, age, gender and smoking status.

How long will I need to pay premiums?

You pay premiums for as long as you have your plan in force.

How long does the coverage last?

20 years; or choose to stop your plan at 60, 70, 80, 90 or 100 years old.

How old must the life assured (the person covered by the plan) be when the plan starts?

Before birth: After 14 weeks into pregnancy.

After birth: Age 1 – 70 years old.

 

What’s the minimum amount of coverage?

RM10,000

What’s the maximum life coverage?

Our underwriters decide this, depending on your circumstances.

All ages in this table are age next birthday (ANB)

Important notes
Key information and disclaimers.
  1. PRULite Med is a solution offered using our product, PRUWith You as its basic plan with PRUValue Med and Acci Guard Plus as medical and accidental riders respectively.

  2. Please note that the package here consists of components that can be bought separately and you are not obligated to select all components of this package.

  3. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance, Investment-Linked Insurance, Personal Accident Insurance, and Medical and Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

  4. This product comes with an option to extend the term of basic plan and rider(s) (if applicable) up to the Policy Anniversary of Life Assured’s age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you request to disable the Extension of Coverage Term, your policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term.

PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS.