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PRUWealth Plus

An investment-linked insurance plan that provides high coverage.

Fulfill the dreams of the ones you hold dear

Start building a comfortable future for you and your family with PRUWealth Plus, an investment-linked plan provides high coverage for death including accidental death and TPD. What’s more, PRUWealth Plus also provides extra coverage on fourteen different types of infectious disease and rewards you for your continuous stay with us with a loyalty reward. 

Extra plans

You can also add extra plans to strengthen your coverage. Choose from plans that:

Pay you a lump sum if you get a critical illness:
Pay you a lump sum if you unfortunately pass away:
Pay your premiums upon Total and Permanent Disability (TPD), death or diagnosis of critical illness:
Build a lump sum for your child’s future, a rainy day or whatever you choose:

Learn more

More about PRUWealth Plus
An investment-linked insurance plan that provides high coverage.

Fulfill the dreams of the one you hold dear with PRUWealth Plus, an investment-linked insurance plan that provides high coverage, up to 4 times greater protection upon accidental death. Here are PRUWealth Plus' solutions customised to your needs:

 

About your plan

How much does it costs (your premium)?

Minimum insurance premium for:

  • Children (before birth to 18) is RM100 per month

  • Adults (19 to 70) is RM120 per month

How long will I need to pay premiums?

5, 10 or 20 years or as long as your plan is in force.

How long does the coverage last?

20 years; or choose to stop your plan at 60, 70, 80, 90 or 100 years old.

How old must the life assured (the person covered by the plan) be when the plan starts?

From 30 days old till 70 years old.

What’s the minimum amount of coverage?      

RM500,000

What’s the maximum life coverage?

Our underwriters decide this, depending on your circumstances.

All ages in this table are age next birthday (ANB)

Important notes
Key information and disclaimers.
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance, Investment-Linked Insurance, Personal Accident Insurance, and Medical and Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

  2. This product comes with Extension of Coverage Term to extend  the term of basic plan and rider(s) (if applicable) up to the Policy Anniversary of Life Assured’s age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you change the applicability of Extension of Coverage Term, policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term.

PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS.