PRUWith You
PRUWith You is a regular premium investment-linked insurance plan that offers a wide range of attachable riders and customisable solutions tailored to your needs.
Product Benefits
Comprehensive Coverage
Peace of mind
Flexible protection that fits your budget
Terms and Conditions apply.
Extra plans
You can strengthen your coverage by adding extra plans. Choose from options that:
|
Secure a lump sum for your child’s future, a rainy day or whatever you choose |
|
|
Pay you a lump sum or your medical cost or a regular income if you have an accident |
|
|
Pay you a lump sum if you have a critical illness |
|
|
Pay for your hospital bills |
|
|
Pay your premiums upon Total and Permanent Disability (TPD), death or diagnosis of critical illness |
|
|
Pay additional death benefit |
Learn more
More about PRUWith You
PRUWith You is a life insurance and investment plan that provides coverage against death or Total and Permanent Disability (TPD). You can also build your financial future through a selection of high-quality investment funds while enhancing your plan with additional insurance benefits tailored to you and your family.
About Our Plan
|
How much does it cost (your premium)? |
Insurance premium will vary according to the amount of coverage, age, gender, smoker status and policy term. |
|
How long will I need to pay premium? |
You pay premiums for as long as you have your plan in force. |
|
How long does the coverage last? |
Choose to stop your plan at 20 years, 60 or 65 years old. |
|
How old must the life assured (the person covered by the plan) be when the plan starts? |
After birth: Age 1 – 50 years old. |
|
What's the minimum amount of coverage? |
RM10,000 |
|
What's the maximum life coverage? |
Our underwriters decide this, depending on your circumstances. |
All ages in this table are age next birthday (ANB).
Important notes
-
This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.
-
This product comes with Extension of Coverage Term to extend the term of basic plan up to the Policy Anniversary of Life Assured’s age 100. For rider(s), if applicable, the rider's term will be extended up to the Policy Anniversary of Life Assured's age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you request to disable the Extension of Coverage Term, your policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term. During the extended coverage term, the coverage provided by the basic plan and rider(s) (if applicable) will remain the same.
PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS.
PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).