Lady with baby bump

PRUMy Child Plus

A solution using PRUWith You that ensures your child’s covered all the way to adulthood. The plan provides comprehensive protection for the mother and her unborn baby during pregnancy and ensure that the child is covered during his/her growth years.

Protection begins even before birth


The need to protect surfaces when you discover that you are about to become a mother. There is no better way to fulfil that need than by choosing  PRUMyChild Plus. It’s a comprehensive plan that offers your unborn child coverage from womb to adulthood.

Extra riders that can be attached to PRUMy Child Plus

You can also add extra plans to strengthen your coverage. Choose from plans that:

Pay for your unborn or young child and their mother:
  • Infant Care Plus                                    

Pay you a lump sum if you have a critical illness:
Pay for your hospital bills:
Pay your premiums upon Total and Permanent Disability (TPD), death or diagnosis of critical illness:
Pay you a lump sum or your medical cost if you have an accident:
Build a lump sum for your child’s future, a rainy day or whatever you choose:

*The rider can only be attached when PRUSaver or PRUSaver Kid and the respective payor basic is attached.

Learn more

More about PRUMy Child Plus and pregnancy insurance in Malaysia
The plan that provides earlier protection for your unborn baby.

PRUMy Child Plus is a solution offered by our flagship product, PRUWith You as its basic plan. Attached with prenatal, critical illness, medical, accidental, and payor riders, it is a comprehensive insurance solution to meet your child’s protection needs. With PRUSaver Kid, this plan could also function as a savings plan for your child’s education.

Download our product brochure for more details on the plan’s coverage.




About your plan


How much does it cost (your premium)?

Minimum insurance premium for:

  • Children (before birth to 18 years old) is RM50 per month

  • Adults (19 to 70 years old) is RM100 per month

Insurance premium will vary according to the amount of coverage, age, gender and smoking status.

How long will I need to pay premiums?

You pay premiums for as long as you have your plan in force.

How long does the coverage last?

20 years; or choose to stop your plan at 60, 70, 80, 90 or 100 years old.

How old must the life assured (the person covered by the plan) be when the plan starts?

Before birth: After 14 weeks into pregnancy.

After birth: Age 1 – 70 years old.


What’s the minimum amount of coverage?


What’s the maximum life coverage?

Our underwriters decide this, depending on your circumstances.

All ages in this table are age next birthday (ANB)




Important notes
Key information and disclaimers.
  1. PRUMy Child Plus is a solution offered using our product, PRUWith You as its basic plan attached with prenatal, critical illness, medical, accidental, and payor riders.

  2. Please note that the package here consists of components that can be bought separately and you are not obligated to select all components of this package.

  3. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance, Investment-Linked Insurance, Personal Accident Insurance, and Medical and Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

  4. This product comes with an option to extend the term of basic plan up to the Policy Anniversary of Life Assured’s age 100. For rider(s), if applicable, the rider's term will be extended up to the Policy Anniversary of Life Assured's age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you request to disable the Extension of Coverage Term, your policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term. During the extended coverage term, the coverage provided by the basic plan and rider(s) (if applicable) will remain the same.