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Our Riders - Insurance Add-ons

2Parent Payor Saver

Keep your child protected in case you or your spouse can’t.

Make sure your loved ones are protected


While we don’t think the worst can happen, planning ahead can set your minds at ease. With 2Parent Payor Saver, you can protect your child with annual benefits equal to PRUSaver or PRUSaver Kid annual premiums.


This rider will pay until the end of the payment term, or until your child is age 25. The plan is payable if either one parent unfortunately passes away, diagnosed with critical illness or become Total and Permanently Disabled (TPD) before age 70. An additional annual benefit is also given if the other parent suffers any of the similar causes. 

Attachable plan

The basic plan that 2Parent Payor Saver can be attached to:

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Important notes
Key information and disclaimers.
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance, Investment-Linked Insurance, Personal Accident Insurance, and Medical and Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

  2. This product comes with Extension of Coverage Term to extend  the term of basic plan up to the Policy Anniversary of Life Assured’s age 100. For rider(s), if applicable, the rider's term will be extended up to the Policy Anniversary of Life Assured's age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you change the applicability of Extension of Coverage Term, policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term. During the extended coverage term, the coverage provided by the basic plan and rider(s) (if applicable) will remain the same.