PRUMy Diabetes Care

A new hope for people with diabetes

PRUMy Diabetes Care is the insurance solution that diabetics have been waiting for. Designed specifically for diabetics with relatively good control of their medical condition, this solution is offered by our flagship product PRUWith You as its basic plan. Attached with critical illness, medical, and payor riders, it is a comprehensive insurance solution that can meet a diabetic’s protection needs.

English Leaflet

Bahasa Malaysia Leaflet

Chinese Leaflet

Highlights

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PRUValue Med (as low as RM20,000 deductible) is a medical rider that offers no annual and lifetime limits, ensuring that you have continuous coverage

PRUmy-diabetes-care-2

Crisis Care rider provides coverage for specific critical illnesses that is separate from your basic sum assured, so that you can focus on recovery

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PRUWith You offers valuable TPD (up to Age Next Birthday 70 years old) and death coverage, providing you and your loved ones financial security when times get rough

Product Details

Payment Term

Premium is payable throughout the coverage term

Coverage Term

20 years; or until policy anniversary of age 60, 70, 80, 90 or 100 (Age Next Birthday [ANB])

Issue Age

40 – 70 ANB

Minimum Sum Assured

RM10,000 and subject to the minimum sum assured multiple

Maximum Sum Assured

Subject to underwriting

Benefit
  1. Death Benefit
  2. Total and Permanent Disability Benefit 
  3. Maturity Benefit
  4. Longevity Benefit

Please refer here for details on coverage.

Premium

Minimum insurance premium is RM100 per month

Riders that can be bought with this policy

Hospital & Surgical

Critical Illness

Payor Benefit

Savings

Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. Subject to the selected policy term and consent for auto extension is given, the policy coverage term will be extended up to the policy anniversary of 100 next birthday. The policy coverage term and benefits payable shall depend on the policy having sufficient account value to cover all the policy charges. To ensure that the policy has sufficient account value, additional premiums are likely required for continuous coverage.
  3. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  4. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact Prudential Assurance Malaysia Berhad (PAMB) directly for more information.

Product Enquiry

For more information and special offers.

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PRUMy Diabetes Care

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