PRURetirement Growth

Dreams for retirement.

A single premium investment-linked plan that pays a monthly guaranteed income and has the potential to grow in investment for your retirement needs. This is the plan that gives you higher guaranteed returns and flexible withdrawals.




PRUretirement_growth (1)

In period of investment before retirement

PRUretirement_growth (2)

Coverage of 125% of your single premium or the value of your units with a minimum of RM5,000, whichever is higher

PRUretirement_growth (3)

Pay out of monthly income after the accumulation stage regardless of your investment value (even if your investment value has turned zero)

PRUretirement_growth (4)

Lump sum payout of remaining fund value upon maturity

Product Details

Payment Term

Single Premium

Coverage Term

Up to age 90 (Age Next Birthday)

Issue Age

30 – 65 years old (Age Next Birthday)

Minimum Sum Assured

RM12,500, subject to minimum single premium of RM10.000

Maximum Sum Assured

Subject to underwriting

  1. Death Benefit
  2. Total and Permanent Disability Benefit up to the Policy Anniversary of age 60 next birthday
  3. Monthly Guaranteed income
  4. Surrender Option
  5. Maturity Benefit

Please refer to brochure for details on coverage


Minimum single premium : RM10,000

Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  3. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact PAMB directly for more information.

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PRURetirement Growth

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