Starting A Family

Build a strong foundation for a healthy and thriving home.

Things to consider

Create an ideal life for your family, by taking stock of new responsibilities and shared goals. Be assured that your family will be taken care of if anything unfortunate happens to you.

Nurture healthy growth

Cover them from young in case of illnesses.

Secure them financially

Prepare a back up plan to pay the bills if you can’t.

Build a bright future

Start saving so your child can reach for the stars.

Extend your legacy

Pave the way for your loved ones with your wealth.

Here’s how a family insurance plan can help you

Build a safe future for your family as you protect your business.

PRUBiz Protect

An insurance solution that protects your business and loved ones with affordable premiums.

Keep yourself and your children healthy with access to comprehensive medical care.

PRUTriple Med

An insurance solution which acts as a safety net for your peace of mind.

PRUMy Medical Plus

An insurance solution that covers your medical costs and pays a lump sum if you become TPD or unfortunately pass away.

Protect your child even before birth and make sure their lives are undisrupted until they grow up.

PRUMy Child Plus

A solution using PRUWith You that ensures your child’s covered all the way to adulthood.

Be certain you’ll get the comprehensive protection you need, should critical illness strike unpredictably.

PRUTriple Care

Get protected from unforeseen circumstances.

PRUMy Critical Care

Coverage that pays you a lump sum to spend as you want if you have critical illness.

Protect your legacy and keep your family financially secured.

PRUProtect Xtra

An insurance solution that leaves behind inheritance for your loved ones should any unfortunate events happen.

PRUBest Gift

A long-term investment solution for kids as young as 30 days.

Family insurance plan FAQ

What is a family insurance plan?

Family insurance plans offer protection and financial resources for you, your spouse and your children. They can often be tailored to suit your family size, needs and budget.

How much is a family insurance plan?

The cost of a family insurance plan varies, depending on factors such as coverage required and number of family members. Cost can also vary between insurance providers.

How to choose a family health insurance plan?

The following are some things to consider before purchasing a family health insurance plan:

Check the coverage the plan offers - You’ll want to choose a plan that provides sufficient coverage for your budget and your needs.
Opt for an adequate sum insured to cover the medical costs of all family members.
Remember to check limits and sub-limits applicable.
Consider riders that provide additional coverage for low premiums.
Check the exclusion list to know what’s covered and what’s not.
Be aware of value-added benefits such as free health check-ups.
Buy only from reputable insurance providers.

What are the benefits of health insurance plans for family?

Family health insurance plans offer numerous benefits, such as:

It covers all family members under one plan. In fact, companies like Prudential also offer plans that allow you to cover your extended family.
Premiums are usually more affordable under a family plan than individual plans for each person in the family.
Some plans may include maternity coverage.
Family members will have comprehensive coverage.
Family insurance policies usually allow new family members to be added in the plan easily.

Who should get a family insurance plan?

Ideally, all families with kids should have a family insurance plan to protect against unfortunate and unforeseen circumstances.

Having policies that cover your children’s health, as well as plans for their future, will give you peace of mind that your family will be taken care of financially if an unfortunate event does happen.

Need help? Talk to us