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PRUBest Gift

A long-term protection and investment solution for kids as young as 30 days.

Turn your child’s dream into reality

Protect and invest in your child’s future with PRUBest Gift, an insurance solution with PRUWealth Plus as its basic plan.

This solution covers your child from critical illness and acts as a long-term investment plan to realise their dreams.

Extra plans

You can also add extra plans to strengthen your coverage. Choose from plans that:

 

 

Pay you a lump sum if you get a critical illness: 
 

 

 

Pay you a lump sum if you unfortunately pass away:

 

 

Pay your premiums upon Total and Permanent Disability (TPD), death or diagnosis of critical illness:

 

 

Build a lump sum for your child’s future, a rainy day or whatever you choose:

 

Learn more

More about PRUBest Gift
Protection and investment plan for your child.

PRUBest Gift protects your loved ones as early as 30 days old and acts as a long-term investment plan to realise their dreams. PRUBest Gift is an insurance solution offered by our flagship product, PRUWealth Plus as a basic plan attached with critical illness riders named Crisis Guard and payor riders.

Learn more about PRUBest Gift in your preferred language.

CHI

BM

 

About your plan

How much does it costs (your premium)?

Minimum insurance premium for:

  • Children (30 days old to 18 years old) is RM100 per month

  • Adults (19 to 70 years old) is RM120 per month

How long will I need to pay premiums?

5, 10, 20 years or as long as you have your plan in force.

How long does the coverage last?

20 years; or choose to stop your plan at 60, 70, 80, 90 or 100 years old.

How old must the life assured (the person covered by the plan) be when the plan starts?

From 30 days old till 70 years old.

What’s the minimum amount of coverage?      

RM500,000

What’s the maximum life coverage?

Our underwriters decide this, depending on your circumstances.


All ages in this table are age next birthday (ANB)

 
Important notes
Key information and disclaimers.
  1. PRUBest Gift is a solution offered using our product, PRUWealth Plus as its basic plan.

  2. Please note that the package here consists of components that can be bought separately and you are not obligated to select all components of this package.

  3. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance, Investment-Linked Insurance, Personal Accident Insurance, and Medical and Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

  4. This product comes with Extension of Coverage Term to extend  the term of basic plan and rider(s) (if applicable) up to the Policy Anniversary of Life Assured’s age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you change the applicability of Extension of Coverage Term, policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term.

PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS.