Young man in wheelchair
Our Riders - Insurance Add-ons

Accidental Death & Disablement

We pay you if you suffer injuries or death due to unusual casualties.

Protect yourself from the worst case scenario

We’ll pay you benefits as a percentage of your coverage if you unfortunately pass away or suffer a loss of use of a body part due to unusual casualties. This includes violence, external, visible and accidental causes that result in total and permanent disability (TPD), total and irrecoverable loss of use or in the worst case, death within 12 months of the incident.

We will also pay twice the benefit amount, if the accident occurs:

  • When you are travelling in any mechanically-propelled non-aerial public conveyance over an established land route; or

  • While you are in an elevator car (excluding those in mines and construction sites); or

  • As a consequence of fire in any theatre, hotel or other public buildings.


An additional compassionate allowance of RM2,000 is payable if you unfortunately pass away due to accidental or natural causes.  

Attachable plan

The basic plan that Accidental Death & Disablement can be attached to:


Learn more

Important notes
Key information and disclaimers.

1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance and Personal Accident Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.