pruelite flex

PRUElite Flex

A wealth solution providing guaranteed annual income for life and effortless wealth transfer.

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Start building a legacy that lasts for generations today

 

PRUElite Flex helps you preserve your wealth through every stage of life. With the flexibility to grow or pass it on, your financial goals and your family’s future stay securely in your hands. Enjoy guaranteed income and the freedom to plan your wealth your way.

Download the leaflet in your preferred language.

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Discover how this plan helps secure your legacy while growing alongside you.

Plan For Generations

Plan For Single Individual

Terms and Conditions apply.

Extra plans

You can also add extra plans to strenghten your coverage. Choose from plans that:

Waive your premiums upon Total and Permanent Disability (TPD), diagnosed with a critical illness, or in the unfortunate event of death:

Learn more

More About PRUElite Flex

PRUElite Flex is a non-participating insurance plan that combines protection with savings. It guarantees a lifetime annual income and a Maturity Benefit to strengthen your financial future and support your family. This plan also allows you to split your policy and share your wealth with your loved ones. Additionally, it includes a Death Benefit and a Compassionate Benefit¹ to help provide for your family, even in your absence.

1. In the event that Life Assured has passed away and Alternate Life Assured is appointed.

About our plan

How much does it cost (your premium)?

Minimum annual premium :

Premium payment term

Annual Premium

5 years

RM 30,000

10 / 20 years

RM 12,000

Maximum annual premium: Our underwriters decide this, depending on your circumstances

How long will I need to pay premiums?

5, 10, or 20 years.

How long does the coverage last?

Choose to stop your plan at

  • 80 years old;

  • 100 years old.

How old must the life assured (the person covered by the policy) be when the policy starts?

Minimum: 14 days old

Maximum:  Up to 70 years old

Premium Payment Term

Entry age

Coverage up to Age 80

Coverage up to Age 100

5 years

 


50 years old

70 years old

10 years

65 years old

20 years

55 years old

 

*All ages in this table are based on age next birthday (ANB).

 

Important notes
Key information and disclaimers.
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Leaflet, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia ("PIDM") up to limits. Please refer to PIDM's Takaful and Insurance Benefits Protection System ("TIPS") Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).

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