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Our Riders - Insurance Add-ons


An add-on that pays your mortgage if the unforeseen happens.

Shelter your loved ones

Keep your loved ones safe by ensuring they have a shelter should the unforeseen happen. With PRUMortgage, we will take care of your outstanding mortgage payments.

The policy is a term mortgage insurance plan that the coverage reduces over time and pays out if you become Total and Permanently Disabled (TPD) before the age of 60, unfortunately pass away, whichever earlier or when the policy expires.

Attachable plan

The basic plan that PRUMortgage can be attached to:


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Important notes
Key information and disclaimers.
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance, before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.
What is PRUMortgage?

PRUMortgage is a mortgage insurance plan offered by Prudential Malaysia. It provides coverage for outstanding mortgage payments in the event of your death and total and permanent disability.

Who is eligible to apply for PRUMortgage?

Eligibility for PRUMortgage will depend on the terms and conditions of the plan. It is generally available to individuals who are applying for a home loan from a financial institution in Malaysia.

How does PRUMortgage work?

PRUMortgage works by providing coverage for the outstanding balance of your home loan in the event of your death, total and permanent disability, or critical illness. If a covered event occurs, the insurance provider will pay the outstanding balance of the loan to the financial institution, ensuring that your family has a roof over their heads. It is attachable to PRUTerm, making it life insurance for mortage.


What are the benefits ofPRUMortgage?

PRUMortgage offers a range of benefits, including coverage for death and total and permanent disability as well as protection for your family in the event of your untimely death or disability. Additionally, it helps to cover outstanding home loan balances and offers several riders to enhance your coverage.

How can I apply for PRUMortgage?

You can apply for PRUMortgage through the Prudential Malaysia website or through a financial institution that offers the plan. You may also contact Prudential Malaysia's customer service team for more information on how to apply.

How much does PRUMortgage cost?

The cost of PRUMortgage will depend on a variety of factors, including the coverage amount and the term of the plan. The premium rate will be based on your age, gender, health status, and loan amount. It is best to get a quote from Prudential Malaysia or the financial institution you are working with.