• Choose the type of coverage that suits you best

• Choose from three hospital coverage plans with different levels of protection

• Choose a plan with no lifetime coverage limit or share the cost of your treatment to bring down your premiums

• Add optional extra coverage that pays you a lump sum if you have a critical illness or condition and coverage that pays you a lump sum, a regular income or your hospital bills after an accident

Using PRUMy Medical Plus to supplement your existing hospital coverage 

If you already have another medical policy, perhaps with your employer, PRUMy Medical Plus gives you more comprehensive coverage at lower cost. Use your first plan (your employer’s, for example) to pay the first part of a claim and your PRUMy Medical Plus plan tops up your coverage to the amount you choose.

For example:

Ms Lee has an employer’s hospital plan with a limit of RM50,000 She chooses PRUMy Medical Plus to cover her up to RM1,000,000 but at a reduced premium because her employer’s plan would pay the first RM50,000 of any claim. 

The medical plan chosen by Ms Lee is PRUValue Med with RM50,000 deductible.

Download our product brochure for more details on the plan’s coverage.

CHI

BM

About your plan

All ages in this table are age next birthday (ANB).

1. PRUMy Medical Plus is a solution offered using our product, PRUWith You as its basic plan. 

2. Please note that the package here consists of components that can be bought separately and you are not obligated to select all components of this package. This product comes with an option to extend the term of basic plan and rider(s) (if applicable) up to the Policy Anniversary of Life Assured’s age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you withdraw the consent, policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term. 

3. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, and the consumer education booklet on Life Insurance, Investment-Linked Insurance, Personal Accident Insurance, and Medical and Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

4. This product comes with Extension of Coverage Term to extend  the term of basic plan up to the Policy Anniversary of Life Assured’s age 100. For rider(s), if applicable, the rider's term will be extended up to the Policy Anniversary of Life Assured's age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you request to disable the Extension of Coverage Term, your policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term. During the extended coverage term, the coverage provided by the basic plan and rider(s) (if applicable) will remain the same.

PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS.