Be At Ease With Comprehensive Medical Coverage
Let PRUMillion Med 2.0 meet your medical protection needs with a high annual limit up to RM8 million and no lifetime limit, for complete peace of mind.
Get protected with our comprehensive medical plan today. In bringing health within reach, our reason is you.
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PRUMillion Med 2.0 benefits
Recover comfortably
Comprehensive coverage with no lifetime limit
Comprehensive cancer protection
Safeguard yourself against rising healthcare cost
Save more on your insurance premiums
A Deductible helps you to reduce your premium due to lower insurance charges, thus helping you to save more over time without compromising your coverage.
- Deductible options from min. RM500 - RM10,000 (per annexure year)
Deductible is usually a fixed amount you pay out of your pocket for medical expenses before your medical plan starts to pay out.
More benefits with booster option
High Coverage up to RM18mil
Coverage for your holistic health journey
- Unlimited number of days for Room & Board (R&B) and Intensive Care Unit (ICU).
- Post-hospitalisation care for up to 365 days for serious conditions.
- Double coverage for home nursing care and more.
Rewarding your health effort with No Claims Benefit
Redeem up to RM1,000 annually, for healthcare services.
Find out more about No Claims Benefit here.
Summary of Plan and Booster
|
PRUMillion Med 2.0 |
PRUMillion Med Booster 2.0 |
|
|
Annual Limit |
Up to RM8 million |
Up to RM18 million |
|
Hospital Daily R&B and Intensive Care Unit (ICU) |
Up to 150 days per year |
No maximum number of days per year |
|
Coverage Period for Post-hospitalisation treatment |
Within 180 days following discharge from hospital |
Within 365 days following discharge from hospital (for serious condition) |
|
No Claims Benefit |
- |
Up to RM1,000 annually |
|
Deductible |
Deductible: RM500, RM1,000, RM5,000, RM10,000 (per annexure year) |
|
|
Coverage Term |
Up to age 100 |
|
Discover other Medical Plans
PRUPanel Plus, exclusively for Prudential medical policyholders.
A network of hospitals and specialist centres to provide you with better value and care.
Attachable plan
PRUMillion Med 2.0 rider and PRUMillion Med Booster 2.0 rider is attachable to our basic plan, PRUWith You Plus.
PRUWith You Plus is a comprehensive investment-linked plan that comes with other add-on rider benefits. Learn more about PRUWith You Plus.
Terms and Conditions apply.
Learn more
Cost of Insurance Rates
PRUMillion Med 2.0 Cost of Insurance Rates
PRUMillion Med Booster 2.0 Cost of Insurance Rates
Note: The insurance charges are not guaranteed and may vary in the future.
Important notes
This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Leaflet, Product Disclosure Sheet, Product Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.
PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).