PRUTerm Premier

A term life insurance plan designed to provide you with high-value protection that secures the future of those dearest to you.

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Product benefits

Enjoy the prime of your life with high-value protection

Get high protection for great value

Safeguard your wealth with a plan that gives you the best value for money.

Flexibility to meet your needs

Have the freedom to decide the policy term and premium payment term that best suit your needs.

Protection that grows with you

Attach optional SA Booster rider, to increase your death coverage amount annually as you move to different life stages, without the need to undergo underwriting again.

Timely financial support for you and your loved ones

We understand the need for timely support in case of an unfortunate event, therefore the optional Disability Care rider can be attached for accelerated benefit pay out should Total and Permanent Disability (TPD) happen to you.

Secure the future of those dearest to you with high-value protection.
Earning and accumulating a fortune is the life goal for many of us. While building your wealth is crucial, it is also important to ensure that your wealth is protected so you could manage your financial risks when unexpected circumstances occur.

Start taking charge of your financial security and create more meaningful values out of your wealth today.
DO something about it with PRUTerm Premier plan.

Extra plans

You can also add extra plans to strengthen your coverage. Choose from plans that:

Boosts your death coverage:	SA Booster
Pays a lump sum upon Total and Permanent Disability (TPD):	Disability Care

Learn More

More about PRUTerm Premier

Enjoy the prime of your life with high-value protection

PRUTerm Premier is a regular premium non-participating term life insurance plan that provides high protection with great value for money against death. It comes with flexible options of policy term and premium payment term to meet your different needs. Besides, you can also choose to attach optional riders to enhance your protection needs.

Download our product leaflet in your preferred language for more details on the plan’s coverage.

CHI

About your plan

How much does it cost (your premium)?	Insurance premium will vary according to the amount of coverage, age, gender, smoker status, policy term and premium payment term.
How long will I need to pay premiums?	Flexible premium payment term from 5 to 63 years, up to policy term.
How long does the coverage last?	Flexible policy term from 5 to 63 years, up to 80 years old.
How old must the life assured (the person covered by the plan) be when the plan starts?	From 17 years old till 70 years old.
What’s the minimum amount of coverage?	RM500,000.
What’s the maximum life coverage?	Our underwriters decide this, depending on your circumstances.

All ages in this table are age next birthday (ANB)

Important notes

Key information and disclaimers.

This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Leaflet, Product Disclosure Sheet, Sales Illustration, and the consumer education booklet on Life Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

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