Mother holding baby

Mom and Baby Care​

A prenatal rider that provides coverage for both mother and baby from 13 weeks of pregnancy until the child reaches the age of 7.​

We are here for your every motherhood journey – as early as 13 weeks of pregnancy.

If you’re an expecting parent, our Mom and Baby Care prenatal plan can help to protect the health and financial needs for both mother and baby altogether, should any complication arise.


There are 2 other plans available for Mom and Baby Care. Please speak to your Prudential Wealth Planner for more info.

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Earn Grab vouchers up to RM238*

Setting your priorities right in the new year will help you steer forward with confidence.

Get your family protected with PRUMy Child Plus and earn up to RM238 Grab vouchers from 14th January 2023 to 28th February 2023.

Download the flyer for more details on the campaign. T&C apply.


Attachable plan

The basic plan that Mom and Baby Care can be attached to:

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Cost of Insurance Rates
Please find the full cost of insurance rates.
Important notes
Key information and disclaimers.

This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance, Investment-Linked Insurance, and Medical and Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.


What are Structural Congenital Conditions?​

*Structural Congenital Conditions are birth defects that affect the normal physical development of body parts or organs. 

Examples include but not limited to:

  • Cleft Lip

  • Abnormal limbs (e.g. Clubfoot);

  • Heart defects (e.g. Atrial/Ventricular Septal Defects, Patent Ductus Arteriosus);

  • Gastrointestinal defect (e.g. Esophageal Atresia, Diaphragmatic Hernia, Pyloric Stenosis).



We do not cover functional birth defects (other than listed Congenital Conditions) which are related to a problem with how body system works. 

Examples include but not limited to: 

  • Nervous system and brain problems (e.g. learning disabilities, intellectual impairment, behavioral disorders);

  • Immune system disorders in which the child’s immune system does not function adequately (e.g. autoimmune diseases);

  • Neurodevelopmental disorders where the child seems to be developing normally but suddenly starts to lose function and previously acquired skills (e.g. Rett Syndrome, Muscular Dystrophy);

  • Metabolic disorders (e.g. Phenylketonuria, Type 1 Diabetes).