Say “I Do” To Life Insurance

Key Takeaways

• Life insurance is essential for newlyweds to protect their shared financial future and growing responsibilities.
• It supports long-term aspirations like buying a home, raising a family, or managing unforeseen challenges.
• Early planning ensures affordability, better coverage, and peace of mind as couples build their life together.
• Choosing the right policy helps secure both partners’ future income and lifestyle.
• Policies such as PRUWith You Plus and PRULive Well can help newlyweds prepare for and secure thier future.

Are wedding bells on the horizon? Many may not realise this, but life insurance is key to starting life together on the right note.

Everyone knows that saying “I do” in Malaysia is usually a costly affair, with most couples forking out between MYR30,000 to MYR50,000 on their dream weddings. If you are getting hitched soon, then you are most likely consumed with preparing to walk down the aisle in style and paying up for your first matrimonial home. Life insurance is probably the furthest thing from your mind right now. But what if it should be?

Achieving Your Aspirations and Leading the Life You Want 

We often dismiss the need for insurance because it seems like an unnecessary expense, especially on top of an already growing pile of bills and commitments. Yet insurance can actually help you lead the life you want.

Eyeing that swanky apartment or a new family car? Getting married marks the start of many new chapters in your life: from owning your first home to having your first child. But how does a newly married couple even begin to afford these? Life insurance products like endowment plans  can help to enforce and potentially build your pool of savings for big-ticket items in the future, such as a larger home or your child’s education. Mortgage insurance helps to pay off outstanding housing loans in the event of an unforeseen circumstance such as death, terminal illness or total and permanent disability. And, in some cases, if you don’t make a claim at the end of your policy term, you can get a refund of premiums to pursue other goals in life.

Life insurance for newlyweds

If you’re newlyweds considering protection for your shared future, choosing the right life insurance plan becomes essential. Prudential Malaysia offers tailored solutions to meet these evolving needs:

PRUWith You Plus is a versatile life insurance plan that merges protection and investment, adapting as your financial responsibilities grow. It allows you to enhance your coverage over time. Some of its benefits include extended protection up to age 100 and automatic coverage for your children from birth, offering added assurance as your family expands.

PRULive Well, on the other hand, is ideal for couples who want to prepare for the unexpected. It provides a monthly income if the policyholder becomes unable to carry out daily living tasks, ensuring continuity of household income. Additionally, it offers a significant payout upon death and returns all premiums at the end of the policy term, less any claims, giving couples both security and value.

Speak to our Prudential Wealth Planner to learn more about our Life insurance products.