Funds

Fund Investment Objective

PRULink Equity Plus Fund aims to maximise long-term returns through investing into a portfolio of domestic and foreign assets including equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds such as investment-linked funds set up by us, collective investment schemes and/or exchange traded funds.

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Fund Investment Objective

PRULink Managed Plus Fund aims to maximize long-term returns through investing into a portfolio of domestic and foreign assets including equities, equity-related securities, fixed income securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds such as investment-linked funds set up by us, collective investment schemes and/or exchange traded funds.

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Fund Investment Objective

PRULink Sustainable Equity Fund aims to focus mainly on investments with higher overall sustainability characteristics, while also seeks to provide capital appreciation and income. This is achieved by investing in foreign equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds such as investment-linked funds set up by PAMB, collective investment schemes and/or exchange traded funds.

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Fund Investment Objective

PRULink Innovation Fund aims to maximise long-term returns through investing primarily into a globally diversified portfolio of companies related to new generation, innovation or new thematic sectors which include equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds such as investment-linked funds set up by us, collective investment schemes and/or exchange traded funds.

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Fund Investment Objective

PRULink Asia Great Fund aims to maximise long-term returns through investing primarily in growth companies from Asia Pacific ex-Japan countries via equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds such as investment-linked funds set up by us, collective investment schemes and/or exchange traded funds.

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Fund Investment Objective

PRULink Asia Equity Fund aims to maximize long-term total return by investing in equity and equity-related securities of companies, which are incorporated, or have their area of primary activity in Asia Pacific ex-Japan. The Asia Pacific ex-Japan region includes but is not limited to the following countries: Korea, Taiwan, Hong Kong, Philippines, Thailand, Malaysia, Singapore, Indonesia, People’s Republic of China, India, Pakistan, Australia and New Zealand. The fund may also invest in depository receipts [including American Depository Receipts (ADRs) and Global Depository Receipts (GDRs)], debt securities convertible into common shares, preference shares and warrants.

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Fund Investment Objective

PRULink Asia Local Bond Fund aims to maximise total returns. This is achieved by investing in diversified portfolio consisting primarily fixed income or debt securities issued by Asian entities that are rated as well as unrated directly and/or indirectly via sub funds managed by Eastspring Investments (Singapore) Limited or any other fund manager to be determined from time to time.

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Fund Investment Objective

PRULink Asia Managed Fund is a managed fund that aims to maximize returns over medium to long term. This is achieved by investing in shares, fixed interest securities and money market instruments in the Asia Pacific ex Japan directly and/or indirectly via sub funds managed by Eastspring Investments (Singapore) Limited or any other fund manager to be determined from time to time.

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Fund Investment Objective

PRULink Asia Opportunities Fund aims to maximize long term capital growth through investing in primarily a portfolio of assets within Asia including equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any fund(s).

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Fund Investment Objective

PRULink Asia Pacific Dynamic Income Fund aims to provide stable return and achieve medium to long term capital appreciation by investing primarily in Asia Pacific ex-Japan region assets including equities, equity-related securities, debt securities, deposits or any other financial instruments directly, and/or indirectly through the use of any funds such as investment-linked funds set up by us, collective investment schemes and/or exchange traded funds.

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Fund Investment Objective

PRULink Dragon Peacock Fund aims to maximize long-term total return by investing primarily in equity and equity related instruments of corporations, which are incorporated in, or listed in, or operating principally from, or carrying on significant business in, or derive substantial revenue from, or whose subsidiaries, related or associated corporations derive substantial revenue from the People’s Republic of China (PRC) and India.

The investments of the Sub-Fund include, but are not limited to, listed securities in the Recognised Markets, depository receipts including American Depositary Receipts (ADRs) and Global Depositary Receipts (GDRs), debt securities convertible into common shares, preference shares and warrants.

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Fund Investment Objective

PRULink Global ESG Choice Fund aims to focus mainly on investments that promote environmental, social or governance characteristics based on a best-in-class approach while also seeks to provide long term capital growth. This is achieved by investing in foreign equities, equity-related securities, deposits, currencies, derivatives, or any other financial instruments directly, and/or indirectly through the use of any funds such as investment-linked funds set up by PAMB, collective investment schemes and/or exchange traded funds.

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Fund Investment Objective

PRULink Global Strategic Fund (with Hedging) aims to to generate long-term returns through investing into a portfolio of foreign assets including equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds such as investment-linked funds set up by us, collective investment schemes and/or exchange traded funds.

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Fund Investment Objective

PRULink Global Market Navigator Fund is an actively managed fund that aims to achieve positive absolute returns over the medium-term through the implementation of an actively managed asset allocation strategy in a diversified range of global assets including cash, equities, bonds and currencies.

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Fund Investment Objective

PRULink Global Leaders Fund aims to maximise long-term total returns (the combination of income and growth of capital) by investing in a Sub-Fund(s).

The Fund provides exposure to investments in a wide range of global equities issued by companies that the fund manager considers to be, or have the potential to be, leading in their field in terms of improving policyholder value.

The Fund may also invest in any other funds with similar objective that may become available in the future.

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Fund Investment Objective

PRULink Japan Dynamic Fund aims to generate long-term capital growth by investing in a Sub-Fund called Eastspring Investments - Japan Dynamic MY Fund (RM Hedged-class), which feeds into the Eastspring Investments - Japan Dynamic Fund managed by Eastspring Investments (Singapore) Limited.

The Fund provides exposure to investments in securities of companies, which are incorporated, listed in or have their area of primary activity in Japan.

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Note:
This fund is no longer available for selection for new insurance application/ endorsement, single premium top-up, premium redirection and fund switching, into the fund. However, the fund is available for customer to redirect premium and switch funds, out from the fund. Existing customers, who have already selected this fund before July 2021 as premium direction, shall continue to have their premiums directed into the fund.

Fund Investment Objective

PRULink Asian High Yield Bond Fund aims to maximise total returns by investing in a Sub-Fund called Eastspring Investments Asian High Yield Bond MY Fund (RM Hedged-class), which feeds into Eastspring Investments – Asian High Yield Bond Fund managed by Eastspring Investments (Singapore) Limited.

The Fund provides exposure to investments in a diversified portfolio consisting primarily of high yield fixed income/ debt securities issued by Asian entities or their subsidiaries.

The Fund may also invest in any other funds with similar objective that may become available in the future.

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Fund Investment Objective

PRULink Euro Equity Fund aims to provide capital growth over the medium to longer term. The Fund aims to provide exposure to a diversified portfolio consisting primarily of equities or equity related securities in the European Economic and Monetary Union.

At inception, The Fund will invest into Schroder International Selection Fund – Euro Equity (A Accumulation Share Class, SGD Hedged), which is the ‘Target Fund’.

The Fund may also invest in any other funds with similar objective that may be available in the future.

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Fund Investment Objective

PRULink Asia Select Focus Fund (USD) aims to generate long-term capital growth through primarily a portfolio of assets within Asia including equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds. The Fund may adopt a concentrated investment approach from time to time, which may focus on specific industries or specific economies across Asia.

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Fund Investment Objective

PRULink Flexi Vantage Fund (USD) (“The Fund”) aims to generate long-term capital growth through a portfolio of global assets including equities, equity-related securities, fixed income securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds.

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Fund Investment Objective

PRULink Asia Opportunities Fund (USD) aims to maximize long term capital growth through investing in primarily a portfolio of assets within Asia including equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any fund(s).

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Fund Investment Objective

PRULink Global Managed Fund aims to generate long-term total returns through investing primarily into a portfolio of global assets including equities, equity-related securities, fixed income securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds.

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Fund Investment Objective

PRULink Global Managed Fund (USD) aims to generate long-term total returns through investing primarily into a portfolio of global assets including equities, equity-related securities, fixed income securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds.

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Fund Investment Objective

PRULink Global Opportunities Fund aims to generate long-term capital growth through investing primarily into a portfolio of assets globally including equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds.

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Fund Investment Objective

PRULink Asian Multi-asset Fund aims to provide income and capital growth over the medium to longer term, where any income paid will be reinvested in The Fund. The Fund aims to provide exposure to a diversified portfolio consisting primarily of Asian equities and Asian fixed income securities.

At inception, The Fund will invest into Schroder Asian Income (SGD Class), which is the ‘Target Fund’.

The Fund may also invest in any other funds with similar objective that may be available in the future.

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Fund Investment Objective

PRULink Asian Multi-Asset Fund (AUD-Hedged) aims to maximise long-term returns through investing primarily into a portfolio of Asian assets including equities, equity-related securities, fixed income securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds such as PRULink Funds, collective investment schemes or exchange traded funds.

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Fund Investment Objective

PRULink Asian Multi-Asset Fund (GBP-Hedged) aims to maximise long-term returns through investing primarily into a portfolio of Asian assets including equities, equity-related securities, fixed income securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds such as PRULink Funds, collective investment schemes or exchange traded funds.

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Fund Investment Objective

PRULink Asian Multi-Asset Fund (SGD) aims to maximise long-term returns through investing primarily into a portfolio of Asian assets including equities, equity-related securities, fixed income securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds such as PRULink Funds, collective investment schemes or exchange traded funds.

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Fund Investment Objective

PRULink Asian Multi-Asset Fund (USD Hedged) aims to maximise long-term returns through investing primarily into a portfolio of Asian assets including equities, equity-related securities, fixed income securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds such as PRULink Funds, collective investment schemes or exchange traded funds.

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Fund Investment Objective

PRULink Global Managed Fund (AUD-Hedged) aims to generate long-term total returns through investing primarily into a portfolio of global assets including equities, equity-related securities, fixed income securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds.

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Fund Investment Objective

PRULink Global Managed Fund (SGD-Hedged) aims to generate long-term total returns through investing primarily into a portfolio of global assets including equities, equity-related securities, fixed income securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds.

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Fund Investment Objective

PRULink Emerging Opportunities Fund (AUD-Hedged) (“the Fund”) aims to generate long-term returns through investing primarily into a portfolio of assets in emerging markets, which include, but not limited to Asia, including equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds.

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Fund Investment Objective

PRULink Emerging Opportunities Fund (GBP-Hedged) (“the Fund”) aims to generate long-term returns through investing primarily into a portfolio of assets in emerging markets, which include, but not limited to Asia, including equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds.

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Fund Investment Objective

PRULink Emerging Opportunities Fund (SGD-Hedged) (“the Fund”) aims to generate long-term returns through investing primarily into a portfolio of assets in emerging markets, which include, but not limited to Asia, including equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds.

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Fund Investment Objective

PRULink Emerging Opportunities Fund (USD) (“the Fund”) aims to generate long-term returns through investing primarily into a portfolio of assets in emerging markets, which include, but not limited to Asia, including equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds.

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Fund Investment Objective

PRULink Global Growth Fund (“the Fund”) aims to generate long-term returns through investing primarily into a portfolio of assets globally including equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds.

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Fund Investment Objective

PRULink US Equity Fund aims to provide medium to long-term capital appreciation by investing primarily in a portfolio of US companies, which include equities, equity-related securities, deposits, currencies, derivatives or any other financial instruments directly, and/or indirectly through the use of any funds such as investment-linked funds set up by us, collective investment schemes and/or exchange traded funds.

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Fund Investment Objective

PRULink United Growth Fund aims to provide capital appreciation over the medium to long-term through global investments directly and indirectly.

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Fund Investment Objective

PRULink United Income Fund aims to provide regular income for capital appreciation over the medium to long-term through global investments directly and indirectly.

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An investment-linked fund is tied to an investment-linked insurance product, hence, unlike a unit trust it is not a pure investment fund. Instead, an ILP combines life insurance coverage and an investment component, with its returns based on its sub-funds’ performance.

When considering investing in an ILP, it is essential to select the right plan based on one’s investment objectives and risk appetite. Policyholders are allowed to choose any preferred funds according to their risk tolerance level.

At Prudential, we are offering wide range of Investment-linked Funds either invested in the Malaysian Market and/or Foreign Market via Equities/ Shares, Bond/ Fixed Income Securities and/or Money Market. Investment-linked Fund’s unit price will rise and fall according to market conditions.  Please remember that historical fund performance is not an indicator for future returns. The policy fund value is based on the number of units holding multiplied by the respective fund’s unit price.

Yes, the Investment-linked funds are generally considered safer than stocks. This is because investment-linked funds usually provide diversification in various forms i.e. countries, sectors or asset class. Nonetheless, this doesn’t mean that you’re 100% safe - you could still suffer massive losses if you’re investing in high-risk funds.

Consider the following before investing in a fund:

• Investment objective and risk appetite
• Investment horizon. Usually the Investment-linked product is for medium to long term.

You should invest on a regular basis - dollar cost averaging will help smooth out the ups and downs of the market.

Be careful who you buy funds from to avoid scammers. Purchase only from trusted and established firms such as Prudential.