With PRUPrestige Legacy, your wealth is positioned to benefit from global opportunities through foreign currencies and gold, while remaining anchored by a guaranteed foundation.

Enjoy the flexibility to access and distribute your wealth when needed, while preserving its strength and purpose for the future.

Because legacy is more than building wealth. It's about protecting what you've achieved and strengthening what you leave behind for generations to come.

 

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Unlock the benefits of PRUPrestige Legacy with this quick summary.

Bring your legacy vision to life with these benefits

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Designed for wealth and legacy planning, offering flexible premium payment terms, a choice of coverage duration, and coverage denominated in multiple reference asset options.

About Our Plan
 

How much does it cost (your premium)?

Minimum Premium: RM 1,500 per month.

Maximum Premium: Our underwriters decide this, depending on your circumstances.

How long will I need to pay premiums?

5, 10 or 20 years.

How long does the coverage last?

80, 90, 100, 120 years old.

How old must the life assured (the person covered by the policy) be when the policy starts?

Minimum: ANB 19

Maximum: ANB 80

What's the minimum amount of coverage?

Minimum coverage:
 

Reference Asset Option

Minimum

MYR

RM 2,000,000

SGD

SGD 500,000*

USD

USD 500,000*

AUD

AUD 500,000*

GBP

GBP 400,000*

CNY

CNY 3,500,000*

Gold

RM 2,000,000*


* This may be reviewed from time to time at the discretion of the Company.

What's the maximum life coverage?

Our underwriters decide this, depending on your circumstances.

 *All ages in this table are based on age next birthday (ANB).

Click here for the sample PDS.

  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Leaflet, Product Disclosure Sheet, Product / Sales Illustration and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.​

  2. This product comes with Extension of Coverage Term to extend the term of basic plan up to the Policy Anniversary of Life Assured’s age 120. For rider(s), if applicable, the rider's term will be extended up to the Policy Anniversary of Life Assured's age 120 or the rider’s maximum coverage term, whichever is earlier. Unless you request to disable the Extension of Coverage Term, your policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term. During the extended coverage term, the coverage provided by the basic plan and rider(s) (if applicable) will remain the same.

PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS.

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).

PRUPrestige Legacy

Accelerate Your Wealth. Strengthen Your Legacy.

Enjoy an exclusive bonus allocation of up to 10% of Annualised Premium at your 1st Policy Anniversary.

PRUPrestigeLegacy

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