Growing wealth across generations

PRUElite Flex is a solution that offers flexible guaranteed lifetime income, which aligns with your current ambitions and evolves to meet your future needs. ​

Whether you are reinvesting for future growth or transferring wealth across generations, your value remains at the core of every decision. Growing wealth across generations, our reason is you.

Download the leaflet in your preferred language.

Discover how this plan helps secure your legacy while growing alongside you.

Shape your wealth with the FLEX advantage

Extra plans

You can also add extra plans to strengthen your coverage.

Choose from plans that:

Waive your premiums upon Total and Permanent Disability (TPD), diagnosed with a critical illness, or in the unfortunate event of death:

Learn more

PRUElite Flex is a non-participating insurance plan that combines protection with savings. It guarantees a lifetime annual income and a Maturity Benefit to strengthen your financial future and support your family. This guaranteed income insurance plan also allows you to split your policy and share your wealth with your loved ones. Additionally, it includes a Death Benefit and a Compassionate Benefit¹ to help provide for your family, even in your absence.

1 In the event that Life Assured has passed away and Alternate Life Assured is appointed.

About our plan
 

How much does it cost (your premium)?

Minimum annual premium :

Premium payment term

Annual Premium

5 years

RM 30,000

10 / 20 years

RM 12,000

Maximum annual premium: Our underwriters decide this, depending on your circumstances

How long will I need to pay premiums?

5, 10, or 20 years.

How long does the coverage last?

Choose to stop your plan at

  • 80 years old;
  • 100 years old.
 Minimum: 14 days old
Maximum:  Up to 70 years old

Premium Payment Term

Entry age

Coverage up to Age 80

Coverage up to Age 100

5 years

50 years old

70 years old

10 years

65 years old

20 years

55 years old

*All ages in this table are based on age next birthday (ANB).

Click here for the sample PDS.

Key information and disclaimers.

  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Leaflet, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia ("PIDM") up to limits. Please refer to PIDM's Takaful and Insurance Benefits Protection System ("TIPS") Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).

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