Please find the premium rates below.
Stay covered, live confidently
Be confident – because nothing should ever compromise your health. PRUCover Med provides essential and thoughtful protection, so you can access the medical care you need and stay prepared for your healthcare journey with confidence.
Be confident in your healthcare journey with PRUCover Med
Note: Subject to the terms and conditions of the policy and payment of the required premium.
Lower your out-of-pocket costs with PRUPanel Plus
Enjoy reduced Co-insurance when you get treated at a PRUPanel Plus hospital, so you can save on your out-of-pocket medical expenses.
| Benefits | With PRUPanel Plus | Other than PRUPanel Plus |
|---|---|---|
| Hospital & Surgical | 5% Co-insurance (Min. RM1,000) | 10% Co-insurance (Min. RM2,000) |
| Pre & Post- hospitalisation | 5% Co-insurance (No min.) | 10% Co-insurance (No min.) |
| Other Outpatient Benefits | 5% Co-insurance (No min.) | |
Note: Total maximum Co-insurance payment is RM5,000 per year.
Beyond Co-insurance savings, enjoy better value and care with PRUPanel Plus
Summary of plan
| PRUCover Med | |
|---|---|
| Entry Age Next Birthday (ANB) | 14 days to 70 |
| Plan | 200 |
| Annual Limit | RM500,000 |
| Co-insurance | Applicable |
| Coverage Term | 1 year and auto yearly renewable up to policy anniversary ANB 101 |
| Premium Structure | Step-up premium |
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Note: The premium rates are not guaranteed and may vary in the future.
Please find the sample PDS below.
This content contains only a brief description of the product and is not exhaustive. You are advised to refer to PRUCover Med’s Leaflet, Product Disclosure Sheet, Summary Illustration, before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions, grace period and waiting periods under the policy.
The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
FAQ
A standalone medical plan is a medical insurance plan that focuses solely on providing coverage for medical expenses, such as hospitalisation and treatment costs. It can help you manage healthcare expenses without the need to purchase a life insurance plan.
A step-up premium refers to a premium structure where your premium typically increases as you get older.
No, this product does not offer coverage for overseas medical treatments.
PRUPanel Plus is a network of panel hospital across Malaysia that has established a strategic partnership with Prudential Assurance Malaysia Berhad and Prudential BSN Takaful Berhad. These selected network of hospitals provide Prudential medical policyholders with exclusive perks specially curated for them when they visit any of the PRUPanel Plus hospitals on the list.
These panel hospitals were selected based on past years' review data and their proven track records of good performance. Consequently, Prudential Assurance Malaysia Berhad and Prudential BSN Takaful have collectively agreed to recommend PRUPanel Plus to our customers.
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