Please find the cost of insurance rates below.
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Be at ease with comprehensive medical coverage
Let PRUMillion Med 2.0 meet your medical protection needs with comprehensive coverage and no lifetime limit, for complete peace of mind.
Get protected with our comprehensive medical plan today. In bringing health within reach, our reason is you.
PRUMillion Med Active 2.0 benefits :
Safeguard yourself against rising healthcare cost
Save more on your insurance premiums
A Deductible helps you to reduce your premium due to lower insurance charges, thus helping you to save more over time without compromising your coverage.
- Deductible options from min. RM500 - RM10,000 (per annexure year)
Deductible is usually a fixed amount you pay out of your pocket for medical expenses before your medical plan starts to pay out.
Summary of plan
| PRUMillion Med 2.0 | |
|---|---|
| Annual Limit | Up to RM2 million |
| Hospitalisation Coverage: Hospital Daily Room & Board and Intensive Care Unit (ICU) | Up to 150 days per year |
| Coverage Period for Post-hospitalisation treatment | Within 180 days following discharge from hospital |
| Deductible / Co-insurance | Deductible: RM500, RM1,000, RM5,000, RM10,000 (per annexure year) |
| Coverage Term | Up to age 100 |
Discover other Medical Plans
Attachable plan
PRUMillion Med 2.0 rider is attachable to PRUWith You Plus.
PRUWith You Plus is a comprehensive investment-linked plan that comes with other add-on rider benefits.
Learn more about PRUWith You Plus here.
Terms and Conditions apply.
Learn more
Note: The insurance charges are not guaranteed and may vary in the future.
Please find the sample PDS below.
Key information and disclaimers.
This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Leaflet, Product Disclosure Sheet, Product Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.
PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
FAQ
Yes. This medical insurance offers extensive protection including high annual limit up to RM8 million, comprehensive hospitalisation coverage, and no lifetime limit.
Yes, this medical insurance provides comprehensive cancer protection, including genomic testing, treatment and follow-up care during cancer remission. This ensures you get the best possible medical support for cancer diagnosis and recovery.
A deductible is usually a fixed amount you pay out of your pocket for medical expenses before your medical plan starts to pay out. PRUMillion Med 2.0 offers deductible options from RM500 to RM10,000 per annexure year, allowing for premium savings and flexible financial planning.
Selecting a higher deductible lowers the insurance charges, which in turn reduces the premium you pay. This helps policyholders save more over time without compromising on coverage.
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