Product benefits

Manage your investment and get protected along the way.

The best of both worlds

Take control of your finances by actively growing your wealth with our flexible solution that lets you switch your funds according to market trends.

Get the best of both worlds with PRULink Investor Account that lets you adjust your investments on the fly - manage your wealth and get protected all at the same time.

Learn more

Manage your investment and stay protected at the same time.

PRULink Investor Account is a one-off premium investment-linked insurance plan that gives you the flexibility to manage your investment and be protected at the same time. On top of reaping the rewards of a steady investment, this plan also provides the following benefits: 

  • Covers your loved ones if you unfortunately pass away. 
  • Covers you and your loved ones if you become Total and Permanently Disabled (TPD) before age 60. 
  • Pays you your fund value when your policy ends.

About your plan

How much does it cost (your premium)?

Minimum insurance premium: RM4,000
Maximum insurance premium: Our underwriters decide this, depending on your circumstances.

How long will I need to pay premiums?

One-off payment

 

How long does the coverage last?

Up to 100 years old

How old must the life assured (the person covered by the policy) be when the policy starts?

1 – 70 years old

 

What’s the minimum amount of coverage?

RM5,000

What’s the maximum amount of coverage?

Our underwriters decide this, depending on your circumstances.


All ages in this table are age next birthday (ANB)

Click here for the sample PDS.

Key information and disclaimers.

  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance and Investment-Linked Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy. 
 

PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS.

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).