PRUCash Double Reward is a savings and protection plan designed to help individuals build long-term financial security while working towards important life goals. It combines savings objectives with insurance protection to support future financial planning needs.
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Save for the future while getting rewarded.
It’s never too late to craft the future you envision. Elevate your wealth strategy with a plan that offers protection and guaranteed annual payouts, doubling from the 6th year onward.
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Product benefits
Extra plans
You can also add extra plans to strengthen your coverage. Choose from plans that:
Increase your savings: | |
| Provide an income to your family if you unfortunately pass away or get Total and Permanent Disability (TPD): | |
| Waive your premiums upon Total and Permanent Disability (TPD), diagnosed with critical illness or unfortunately pass away: |
Discover other Savings & Investment Plan
Terms and Conditions apply.
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A participating endowment plan that protects you and lets you save.
PRUCash Double Reward is a participating endowment plan that protects you and lets you save, with annual guaranteed payouts which will double from the 6th year onwards.
About your plan
How long will I need to pay premiums? | 10, 15 or 20 years. |
How long does the coverage last? | 20, 25, 30, 35 and 40 years (maximum up to 80 years old). |
How old must the life assured (the person covered by the plan) be when the plan starts? | 1 – 60 years old. |
What’s the minimum amount of coverage? | RM10,000 |
What’s the maximum amount of coverage? |
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*All ages in this table are age next birthday (ANB).
Key information and disclaimers.
- This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.
The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
FAQ
PRUCash Double Reward is designed to support long-term financial planning by encouraging disciplined savings while providing insurance protection. It can be used to support goals such as education funding, retirement preparation and wealth accumulation.
Yes. Many families use savings and protection plans as part of their education planning strategy. PRUCash Double Reward can help support future education goals by encouraging long-term financial discipline and accumulation of savings.
Yes. PRUCash Double Reward can form part of a broader retirement planning strategy by helping individuals accumulate savings over time while maintaining insurance protection. Long-term financial planning can help provide greater confidence when preparing for retirement.
A savings insurance plan combines long-term savings objectives with insurance-related benefits, while a traditional savings account focuses primarily on liquidity and interest earnings. Both serve different financial purposes and may complement each other within an overall financial plan.
Investment plans focus primarily on investment growth and may be affected by market performance. Savings insurance plans combine savings objectives with insurance protection and may include guaranteed policy benefits, depending on the plan selected.
PRUCash Double Reward may appeal to individuals who prefer a structured approach to saving and long-term financial planning. It can be considered by those seeking a balance between savings of accumulation and insurance protection.
Many people choose savings insurance plans because they encourage disciplined saving while providing insurance-related benefits. This combination can help support important future goals such as education funding, retirement planning and family financial security.
Policy benefits received under a savings insurance plan may be used according to the policyholder's financial priorities. Depending on individual circumstances, they may be used to support education costs, retirement planning, family expenses or other long-term financial objectives.
Guaranteed benefits can provide greater certainty when planning for future financial goals because they are payable according to the policy terms and conditions. This may help individuals plan more confidently for major financial milestones.
Long-term financial planning helps individuals prepare for future responsibilities and life goals. Having a structured savings strategy can make it easier to manage education expenses, retirement needs and unexpected financial challenges.
When selecting a savings and protection plan, it is important to consider your financial goals, savings horizon, affordability, protection needs and preferred level of flexibility. Choosing a plan that aligns with your long-term objectives can help support better financial outcomes.
Yes. A savings and protection plan can complement other financial tools such as savings accounts, investments and retirement plans. Combining different solutions may help create a more balanced and diversified financial strategy.
Some individuals prefer plans that combine savings and protection because they allow them to work towards financial goals while maintaining insurance coverage. This can help provide greater financial security for themselves and their loved ones.
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