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Let medical expenses be the least of your worries
Some accidents are more costly than others. With Acci Med Plus, your accidental medical expenses will be covered based on your coverage amount.
This rider reimburses you with actual expenses from your medical treatments, hospital confinement or nursing services up to the maximum coverage amount of the rider within 104 weeks from the date of the accident. We also reimburse the expenses incurred for traditional and complementary treatments within 90 days from the date of the accident. Additionally, we pay for overseas companion allowance and prosthesis/wheelchair allowance.
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Key information and disclaimers.
1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.
PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
FAQ
Prudential Acci Med Plus is a rider that provides reimbursement for medical treatments due to accidents, covering actual expenses from medical treatments, hospital confinement, or nursing services up to the maximum coverage amount of the rider within 104 weeks from the accident date.
It also covers expenses incurred for traditional and complementary treatments within 90 days of the accident and pays for overseas companion allowance and prosthesis/wheelchair allowance.
The overseas companion allowance is a feature of Acci Med Plus that provides financial support for a companion accompanying the insured person during overseas treatment.
The prosthesis / wheelchair allowance is a feature of Acci Med Plus that provides financial support for purchasing a prosthesis or wheelchair due to an accident.
Yes, Acci Med Plus can be attached to the PRUWith You Plus plan.
The maximum coverage amount of Prudential's Acci Med Plus is designed to cover actual expenses from medical treatments, hospital confinement, or nursing services due to accidents. The specific amount can vary based on the individual's policy details and the nature of the medical expenses incurred. It's always important to review your specific policy details to understand the extent of your coverage.
Prudential's Acci Med Plus covers expenses incurred for traditional and complementary treatments due to accidents. These could include physiotherapy, chiropractic treatments, acupuncture, or other non-conventional therapies recognised and prescribed by a medical professional.
Like most insurance policies, Prudential's Acci Med Plus likely has specific exclusions or limitations in its coverage. These could include self-inflicted injuries, injuries from participating in high-risk activities, or injuries from pre-existing conditions. The specific exclusions or limitations would be outlined in the Terms and Conditions of the policy document.
