PRUWealth Enrich 2.0 is a wealth solution designed for those who value security, growth, and legacy. It offers comprehensive protection while helping you build and preserve wealth, ensuring your aspirations live on across generations.​

Discover the Legacy Settlement Option, a sophisticated way to personalise how and when your loved ones receive your legacy. Whether for immediate financial assurance, sustained support, or milestone-based disbursements, this feature ensures your wealth continues to nurture what matters most. Delivered seamlessly, securely, and at no additional cost.​

In bringing lasting peace of mind, our reason is you.

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Unlock the benefits of PRUWealth Enrich 2.0 with this quick summary.

Unlock a range of benefits for your aspirations​

Extra riders that can be attached​

You can also add extra plans to strengthen your coverage.
Choose from plans that:

Pay you a lump sum if you have a critical illness:

 

Pay you a lump sum if you unfortunately pass away:

Pay your premiums upon Total and Permanent Disability (TPD), death or diagnosis of critical illness:

Build a lump sum for your child’s future, a rainy day or whatever you choose:

Learn more

An investment-linked insurance plan that provides maximised protection and greater wealth.

About Our Plan

 

How much does it cost (your premium)?

Minimum insurance premium for:

  • Children (14 days to 18 years old) is RM100 per month.

  • Adults (19 years old to 70 years old) is RM120 per month.

How long will I need to pay premiums?

5, 10 or 20 years or as long as your plan is in force. 

How long does the coverage last?

  • 20 years.
  • 70, 80, 90 or 100* years old.

How old must the life assured (the person covered by the policy) be when the policy starts?

14 days - 70 years old.

What's the minimum amount of coverage?

RM300,000

What's the maximum life coverage?

Our underwriters decide this, depending on your circumstances.

 

 *All ages in this table are based on age next birthday (ANB), except for age 100, which is based on attained age.

Click here for the sample PDS.

  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Leaflet, Product Disclosure Sheet, Product / Sales Illustration and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.​

  2. This product comes with Extension of Coverage Term to extend the term of basic plan up to the Policy Anniversary of Life Assured’s age 100. For rider(s), if applicable, the rider's term will be extended up to the Policy Anniversary of Life Assured's age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you request to disable the Extension of Coverage Term, your policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term. During the extended coverage term, the coverage provided by the basic plan and rider(s) (if applicable) will remain the same.

PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS.​

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).

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