As your preferred insurer, we create a better value in your CI coverage by revising the survival period from 30 or 14 days to 7 days.

You will be able to claim for the CI benefits if the Life Assured survives more than 7 days from the diagnosis date, with the condition that the diagnosis date of your critical illness falls on or after effective date and the claim fulfills other terms and conditions stated in the policy document.

All new or existing customers with impacted CI plans1 will automatically be entitled to this 7 days survival period starting from 15 October 2022, with no impact on your current policy premiums and Cost of Insurance Charge (if any).

Check out our Critical Illness Insurance Plans to understand more about our CI benefits.

Learn more

1Please refer FAQ for the list of impacted CI Plans.

FAQ

Survival period is the duration that an individual must be alive after the date of diagnosis of a Critical Illness, Early Critical Illness, Diabetic Related Condition, Joint Related Condition and/or Juvenile CI Condition, whichever is applicable to the respective CI Plan(s).

There is no impact to your current premium rate and Cost of Insurance Charge (if any) from this survival period revision.

This revised survival period is effective from 15 October 2022. Your claim will be subject to old survival period if the diagnosis date of any critical diseases falls before 15 October 2022.

This initiative is applicable to the following CI Plans:

No

Plan Name

1

Crisis Care​

2

Early Crisis Care​

3

Multi Crisis Care​

4

Total Multi Crisis Care​

5

Essential Child Plus​

6

PRUAll Care​

7

Crisis Cover Income

8

Crisis Defender

9

Early Crisis Protector

10

MultiAssure

11

Multiple Crisis Protector

12

PRUCancer Care

13

PRUCrisis Cover

14

PRUEssential Child

15

PRUEssential Lady

16

PRUEssential Mother

17

PRUEssential Wellness

18

PRUMy Guard My Lady

19

PRUMultiple Crisis Cover