Enhanced PRUServices

1. What is enhanced PRUServices?

PRUServices is an enhanced mobile friendly web replacing the current PRUAccess Plus. It is a one-stop self-serving customer portal that puts the convenience and simplicity of managing your policy on your own hands.

2. What are the functions available on the mobile friendly PRUServices Web during Phase 1 launch on 23 January 2024?​

(a) View Documents (ePolicy, Annual Statements and Letters)
- e-Policy and Change of Policy Details Slip issued from July 2016 onwards.
- Annual Statements of up to latest 3 years

(b) Make Payment
(c) Sign up for Auto-deduction
(d) Change Contact Details
(e) No Claims Benefit
(f) View Policy Details (Overview, Benefits, Payment, Values, Investment)
(g) View eMedical Card
(h) Change Payout Account
(i) Change Payment Frequency
(j) Payment History

3. Is the PRUServices Web replacing PRUAccess Plus?​

Yes, the PRUServices Web will be replacing PRUAccess Plus effective 23 January 2024. All the features in PRUAccess Plus are available on the PRUServices Web, but with a better experience for customer to manage their life insurance policy(s).

4. Who is eligible to sign-up PRUServices Web account?​

You may sign-up account and link your policies if you are a Prudential policyowner.

5. Can I use my PRUAccess Plus user login ID to access the PRUServices Web?​

To access to the PRUServices Web, you’ll need to create a new account. Refer to FAQ 7 below for new account creation steps.

6. Can I still access to current PRUServices on Pulse app?​

Yes, you can still access to your current PRUServices on Pulse app. However, it is recommended that you access to the enhanced PRUServices mobile friendly web version as it offers more features such as Change payment frequency or Sign-up auto deduction.

7. How do I access to the PRUServices Web??

(a) If you are new to PRUServices, create a new account* with below steps:
Step 1 - Visit PRUServices at www.pulse.wedopulse.com/my
Step 2 - Register with your emaill address and set a password
Step 3 - Enter NRIC/Passport to link your policy 

*If you are an existing Pulse app user using a mobile number, Google, Facebook, or Apple ID to login, you are required to create a new acocunt using email address.

(b) If you are a registered Pulse app user using Email login:
Step 1 - Visit PRUServices at www.pulse.wedopulse.com/my
Step 2 - Login with your existing Pulse app credentials

8. Can I login to PRUServices Web if I do not have an email?​

You will not be able to login as creating a login account requires an email address. 

9. What should I do if I forgot the email address for sign-in or if I wish to change my email address for sign-in?

Yes, you can create new or change your email address by creating a new sign-in account using the preferred email address. Thereafter, you are required to re-link your policy(s) to the newly created account on the PRUServices Web sign-in screen. An OTP to link policy will be sent to the mobile number or email address registered with Prudential under your policies. 

10. What should I do if I do not receive the One Time Password (OTP) on my mobile phone or email during policy linkage?

Firstly, please confirm that you have registered your mobile number or email address with Prudential. If the mobile number or email is incorrect or not registered with Prudential, you will not be able to receive the OTP.

For mobile number, you may check and unblock the SMS short code setting on your mobile. Click resend OTP after the 120 seconds countdown.

Should the above troubleshooting be done, and you are still not receiving the OTP, do contact Prudential customer service for further assistance.

11. I changed my mobile number or email address through an agent or customer service. Can I get the OTP right away to link my policy(s)?

You may perform your policy linkage the next day.

12. I have previously linked my policy in PRUServices on Pulse app. Do I need to re-link in PRUServices Web?

If you have previously registered Pulse using Email address, you can log in directly without the need to re-link your policy.

13. I forgot my login password. What should I do?​

You may click on ‘Forgot password’ on the PRUServices Web sign-in screen.

14. Will there be a mobile app version for the PRUServices Web?

PRUServices is a mobile friendly web version. We will announce when the mobile app version is ready.

15. Who can access the policy information on the PRUServices Web?

Prudential policyowner who has created PRUServices account and performed policy linkage would be able to view their policy information.

16.What is minimum OS (Operating System) versions supported by PRUServices Web?

The minimum version/specification for enhanced PRUServices are:
Mobile/Tablet Browser
(a) Android version 4.1 and above
(b) iOS 8 and above

PC Web Browser
(c) Microsoft Edge version 79 and above
(d) Google Chrome version 79 and above
(e) Mozilla Firefox version 70 and above
(f) Safari version 14 and above

17. I have PruBSN certificate(s). Can I view and manage my certificate(s) on the PRUServices Web?

Currently, it is not available on PRUServices Web. You can continue to view and manage your certificate(s) in PruBSN Touch and PRUServices on Pulse app.

Policy Viewing

18. Where can I have an overview of my policy information on PRUServices Web?

On the PRUServices homepage, click on the selected policy to view information such as your policy benefits, payments, values, and investment.

19. How do I find out more information about my fund details for my investment-linked policy?

You may navigate to the selected investment-linked policy and click on the 'Investment' tab to view your fund details.

View documents

20. Where do I view and download my documents on PRUServices Web?​

On the PRUServices homepage, click on the ‘View Documents’ icon. To view all documents, select ‘All time’. The filtering is defaulted to ‘Past 30-days'.

21. How can I view my annual and premium statements (for tax submission)?

You can view or download your statements under ‘Policy/Certificate Document and Statements’.

22. How many years of previous statements are available on PRUServices Web?

Statements are available for the latest 3 years.

23. Can I view my policy document and endorsement slips on PRUServices Web?

Yes, provided your e-policy document and endorsement slips are issued from July 2016 onward.
(a) If you want to view your Policy document, go to ‘Policy/Certificate Document and Statements’
(b) If you want to view your Endorsement slips, go to ‘Changes to Policy/Certificate Details’

24. How many years of previous correspondences letters are available on PRUServices Web?

Upon the policy inception date, correspondence or confirmation letters are accessible on the PRUServices Web.

25. Can I view my e-receipts?

Yes, you can view your e-receipt at ‘Payment related’.

View e-Medical card

26. Where do I view and download my e-Medical Card on the PRUServices Web? 

On PRUServices homepage, click on ‘More Services’ icon and look for ‘View e-Medical Card’. All your policies with medical card attached will be displayed.

27. Is there any limit how many times I can download the e-Medical Card?

There is no limitation. You may download as many times needed.

28. Is it necessary to present the e-Medical Card for hospitalisation?

The e-Medical Card provides you with an easily accessible reference to your medical plan, including the name of the plan and the policy number.

(Note: NRIC is required for validation of identification upon hospitalisation as per the current practice)

Make payment

29. What are the payment methods that can be used for payment via the PRUServices Web?

You can use Visa/Mastercard(Credit/Debit Card), Online Banking(FPX) and E-wallet(Boost and Touch n’ Go).

30. Can I pay using my credit/debit card issued by banks in other countries?  

We accept MASTER or VISA credit cards issued by local or foreign banks or a debit card issued by local banks.

31. Can I save my payment card details for future payment?

Yes, you have an option to save the payment card details upon making payment.

(Note: This is not a registration of auto-deduction payment for your future premium)

32. Can I make advance premium payment for my policy via the PRUServices Web?​​

Yes, you can make advance payment up to 12 months from the current date.

33. If I have outstanding Automatic Premium Loan (APL) amount due in my policy, can I make advance premium payment?

You will need to pay off all outstanding APL before you can make an advance premium payment.

34. Can I make multiple payment entry for the same policy on the same day?​​

Yes, you can make multiple payment for the same policy on the same day.​​

35. If I am a Policyowner (Assured), can I pay for all my family members (Life assured) in a single transaction?

Yes, you can pay for all family members (Life Assured) from PRUServices homepage, click on ‘Make Payment’ icon and Select All policies. The total payment amount will be automatically calculated.

36. Will I receive any notification upon successful payment?

Yes, you will receive an email notification with your e-Receipt attachment on the next day.

Payment history

37. Can I view my policy payment history on the PRUServices Web?​​

Yes, you can view your payment records and download your e-receipts under ‘Payment history’.

(Note: recurring premium deductions will not have e-receipt as per current process)

Sign up for auto-deduction

38. What is ‘sign up for auto deduction’ on the PRUServices Web? ​

This is to register your credit or debit card for your recurring premium payments for your policies.

39. Can I register a credit/debit card issued by banks in other countries?​

You can register MASTER or VISA credit cards issued by local or foreign banks or a debit card issued by local banks*.

*Subject to your bank's confirmation on the usage of your debit card for recurring billing.

40. Why do I receive an SMS alert for RM1.00 charged to my credit/debit card when I sign-up auto deduction on PRUServices Web?​

The RM1.00 is charged by iPay88 for pre-authorisation of the credit/debit card used for the online enrolment. This amount would not be charged to you in the credit/debit card statement.​

(Note: There is a note on the iPay88 screen to notify you when you perform the online enrolment)​

41. Can I register the recurring premium payment for multiple policies at one go?

If you are the policyowner (assured), you can register for multiple policies at one go in the transaction page

Change payment frequency

42. What is Change Payment Frequency?​

Under the “Change Payment Frequency” section, you may opt to change the frequency of your policy premium payment, such as from monthly to quarterly, half-yearly or yearly, or vice versa, depending on your preference and the terms of your policy.

Should you decide to reduce the frequency of payments, e.g., monthly to half-yearly, etc., you are required to pay the premium in full up to the next policy anniversary before the change can be processed.

Change contact details

43. What is Change Contact Details on the PRUServices Web?

You can change the following contact details in PRUServices:
(a) Correspondence Address
(b) Residential Address
(c) Business Address
(d) Mobile telephone number
(e) Residence telephone number
(f) Business telephone number
(g) Email address

44. Can I update different correspondence address for each of my policy?

Yes, you can do so in PRUServices Web.

Change payout account

45. What is Change Payout Account?

You can add or update your bank account details in PRUServices to receive payout from Prudential (if any).

46. Do I need to provide my bank account information for each of my policies if I have more than one policy with Prudential?

On PRUServices Web, you can update multiple policies at one go by selecting ‘Change payout account’ from the homepage