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Our Riders - Insurance Add-ons

Spouse Payor Saver

We cover your PRUSaver annual premiums until the end of payment term.

Protection for the rainy days

 

We make sure your future stays protected even if you hit one of life’s roadblocks. This plan pays you annual benefits equal to PRUSaver annual premiums if your spouse unfortunately passes away, become Total and Permanently Disabled (TPD) before age 70 or diagnosed with critical illness.

Attachable plans

The basic plans that Spouse Payor Saver can be attached to:

Learn more

Important notes
Key information and disclaimers.
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance, Investment-Linked Insurance, Personal Accident Insurance, and Medical and Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

  2. This product comes with Extension of Coverage Term to extend  the term of basic plan and rider(s) (if applicable) up to the Policy Anniversary of Life Assured’s age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you request to disable the Extension of Coverage Term, your policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term.