Blood glucose test

PRUMy Diabetes Care

A solution specially for those with diabetes.

Solution benefits

For diabetics with good control of their condition with HbA1c reading below 8.
Valuable insurance coverage
Providing you and your loved ones financial security when times get rough.
Continuous Medical Coverage
Enjoy no annual and lifetime limits on your medical coverage with a deductible as low as RM20,000.
A lump sum if you get critically ill
Critical illness coverage on top of medical coverage.

The coverage solution for diabetics 


PRU
My Diabetes Care is a specifically designed coverage for those with diabetes. This solution is offered by our flagship product PRUWith You as its basic plan.

PRUMy Diabetes Care is a comprehensive insurance solution that can meet a diabetic’s protection needs. It covers your medical cost, pays you a lump sum if you are critically ill and pays your premiums if you can’t.

Extra plans

You can also add extra plans to strengthen your coverage. Choose from plans that:

 

Pay for your hospital bills:

 

 

Pay you a lump sum if you have a critical illness:

 

 

Pay your premiums upon Total and Permanent Disability (TPD), death or diagnosis of critical illness:
 

 

 

Learn more

More about PRUMy Diabetes Care
Complete medical and critical illness coverage for your specific needs.

PRUMy Diabetes Care is a medical and critical illness coverage solution specifically for those with diabetes, with PRUWith You as its basic plan.

A total solution for those with diabetes

PRUMy Diabetes Care offers a high deductible medical plan with no annual or lifetime limits, which means that you can have continuous coverage when you need it.

On top of your medical coverage, Crisis Care rider provides coverage for specific critical illnesses such as kidney failure, blindness, stroke, and even cancer, that is in addition to your plan coverage, so that you can focus on your recovery.

If you become TPD or unfortunately pass away, PRUWith You pays a lump sum to help look after your family.

Download our product brochure for more details on the plan’s coverage.

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About your plan

How much does it cost (your premium)?

Minimum insurance premium for adults (40 to 70 years old) is RM100 per month.

How long will I need to pay premiums?

You pay premiums for as long as you have your plan in force.

How long does the coverage last?

20 years; or choose to stop your plan at 60, 70, 80, 90 or 100 years old.

How old must the life assured (the person covered by the plan) be when the plan starts?

40–70 years old

 

What’s the minimum amount of coverage?

RM10,000 and subject to the minimum sum assured multiple.

What’s the maximum life coverage?

Our underwriters decide this, depending on your circumstances.

All ages in this table are age next birthday (ANB)

Important notes
Key information and disclaimers.
  1. PRUMy Diabetes Care is a solution offered using our product, PRUWith You as its basic plan, PRUValue Med, critical illness and payor riders as main riders.

  2. Please note that the package here consists of components that can be bought separately and you are not obligated to select all components of this package.

  3. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance, Investment-Linked Insurance, and Medical and Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

  4. This product comes with Extension of Coverage Term to extend  the term of basic plan and rider(s) (if applicable) up to the Policy Anniversary of Life Assured’s age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you change the applicability of Extension of Coverage Term, policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term.

PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS.