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PRUTriple Med

An insurance solution which acts as a safety net for your peace of mind.

A financial safety net for your peace of mind

 

Even with the best-laid of plans, we are sometimes caught off-guard by the unexpected. It is precisely for those situations that PRUTriple Med can help reduce the financial burden of a life-changing incident.

Extra plans

You can also add extra plans to strengthen your coverage. Choose from plans that:

 

 

Pay for your hospital bills:

 

 

Pay you a lump sum if you have a critical illness:

 

 

Pay you a lump sum, your medical cost or a regular income if you have an accident:

 

 

Pay your premiums upon Total and Permanent Disability (TPD), death or diagnosis of critical illness
 

 

 

Build a lump sum for your child’s future, a rainy day or whatever you choose:

 

 

Protect your unborn or young child and their mother:

 

  • Infant Care Plus                                    

 

Pay additional death benefit:

 

Learn more

More about PRUTriple Med

PRUTriple Med protects you from expensive medical cost by providing you with a financial safety net, so that you could reduce the financial burden on yourself and your family. Beyond this, it also provides you with holistic accidental coverage against this unforeseen event. PRUTriple Med is an insurance solution offered by our flagship product PRUWith You as the basic plan, attached with medical rider, PRUValue Med and accidental riders, as well as payor riders.

Download our product leaflet in your preferred language for more details on the plan’s coverage. 

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About your plan

How much does it cost (your premium)?

Minimum insurance premium for:

  • Children (before birth to 18 years old) is RM50 per month

  • Adults (19 to 70 years old) is RM100 per month

Insurance premium will vary according to the amount of coverage, age, gender and smoking status.

How long will I need to pay premiums?

You pay premiums for as long as you have your plan in force.

How long does the coverage last?

20 years; or choose to stop your policy at 60, 70, 80, 90 or 100 years old.

How old must the life assured (the person covered by the plan) be when the plan starts?

Before birth: After 14 weeks into pregnancy.

After birth: Age 1 – 70 years old.

 

What’s the minimum amount of coverage?

RM10,000

What’s the maximum life coverage?

Our underwriters decide this, depending on your circumstances.

All ages in this table are age next birthday (ANB)

Important notes
Key information and disclaimers.
  1. PRUTriple Med is a solution offered using our product, PRUWith You as its basic plan with medical and accidental riders.

  2. Please note that the package here consists of components that can be bought separately and you are not obligated to select all components of this package.

  3. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), and the consumer education booklet on Life Insurance, Investment-Linked Insurance, Personal Accident Insurance, and Medical and Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy. 

  4. This product comes with an option to extend the term of basic plan and rider(s) (if applicable) up to the Policy Anniversary of Life Assured’s age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you withdraw the consent, policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term.

PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS.