A medical rider that reimburses medical expenses incurred in the event of hospitalisation and for outpatient treatment with high annual limit and no lifetime limit. Its design with high annual limit, no lifetime limit and Med Saver RM 300 enables customers to get a comprehensive medical coverage while enjoying great value.
Table of Benefits
Benefits |
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Room & Board Benefits | ||||||
a) Hospital Daily Room & Board (R&B) (Up to 120 days per year) |
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Hospital & Surgical Benefits | ||||||
b) Intensive Care Unit / Cardiac Care Unit (Up to 120 days per year) c) In-hospital & Related Services
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As Charged 1 | |||||
Outpatient Treatment Benefits | ||||||
e) Pre-hospitalisation Treatment (Within 60 days before hospitalisation) f) Post-hospitalisation Treatment (Within 90 days after hospital discharge) g) Day Surgery / Day Care Procedure |
As Charged 1 | |||||
h) Outpatient Cancer Treatment i) Outpatient Kidney Dialysis |
As Charged 1 (Including take home drugs, examination tests & consultation) |
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j) Outpatient Physiotherapy Treatment (per year, within 90 days after hospital discharge) |
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k) Home Nursing Care (per confinement, 180 days per lifetime) |
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l) Outpatient Dengue Fever Treatment Benefit (per diagnosis) |
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Other Benefits | ||||||
m) Intraocular Lens | Up to RM 6,000 per lifetime | |||||
n) Emergency Treatment For Accidental Injury (per accident) |
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Med Saver 2 | RM 300 | |||||
Overall Annual Limit |
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Lifetime Limit | None | |||||
Emergency Medical Assistance 3 | Yes | |||||
Expert Medical Opinion 3, 4 | Yes |
Note:
For Overseas Treatment, if the life assured chooses to have or is referred to be treated outside Malaysia, the benefits for the treatment are limited to the Reasonable and Customary and Medically Necessary charges for equivalent local treatment in Malaysia and subject to 90 days residence limit.
Basic Plan Attachable |
Please refer to PRUMy Medical Plus for further details. Note: PRUMy Medical Plus is a package which use PRUWith You as a basic plan and have PRUMillion Med as one of the riders that are selected for attachment. |
Cost of Insurance Rates | Please click here for full cost of insurance rates. |
Important Notes |
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