PRUMillion Med
A medical rider that reimburses medical expenses incurred in the event of hospitalisation and for outpatient treatment with high annual limit and no lifetime limit. Its design with high annual limit, no lifetime limit and Med Saver RM 300 enables customers to get a comprehensive medical coverage while enjoying great value.
Table of Benefits
| Benefits |
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| Room & Board Benefits | ||||||
| a) Hospital Daily Room & Board (R&B) (Up to 120 days per year) |
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| Hospital & Surgical Benefits | ||||||
| b) Intensive Care Unit / Cardiac Care Unit (Up to 120 days per year) c) In-hospital & Related Services
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As Charged 1 | |||||
| Outpatient Treatment Benefits | ||||||
| e) Pre-hospitalisation Treatment (Within 60 days before hospitalisation) f) Post-hospitalisation Treatment (Within 90 days after hospital discharge) g) Day Surgery / Day Care Procedure |
As Charged 1 | |||||
| h) Outpatient Cancer Treatment i) Outpatient Kidney Dialysis |
As Charged 1 (Including take home drugs, examination tests & consultation) |
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| j) Outpatient Physiotherapy Treatment (per year, within 90 days after hospital discharge) |
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| k) Home Nursing Care (per confinement, 180 days per lifetime) |
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| l) Outpatient Dengue Fever Treatment Benefit (per diagnosis) |
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| Other Benefits | ||||||
| m) Intraocular Lens | Up to RM 6,000 per lifetime | |||||
| n) Emergency Treatment For Accidental Injury (per accident) |
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| Med Saver 2 | RM 300 | |||||
| Overall Annual Limit |
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| Lifetime Limit | None | |||||
| Emergency Medical Assistance 3 | Yes | |||||
| Expert Medical Opinion 3, 4 | Yes | |||||
- We shall only reimburse Reasonable and Customary Charges on eligible expenses which are deemed Medically Necessary.
- You must first pay a fixed amount equivalent to the Med Saver (i.e. RM300) selected out of the total Reasonable and Customary Charges of eligible benefits, which are Hospital & Surgical Benefits, Outpatient Treatment Benefits, and Emergency Treatment For Accidental Injury (excluding the cost of Hospital Daily Room & Board and Intraocular Lens) for Any One Disability.
- Emergency Medical Assistance and Expert Medical Opinion are services provided from third party providers which are non-contractual in nature and do not form part of the policy. We have the right to terminate this service by giving a 90 days written notice.
- Expert Medical Opinion is a value added service that provides second medical opinion from medical experts in various area of specialization. This service is to assist you to learn more about your medical conditions and make an informed decision on the treatment plans.
Note:
For Overseas Treatment, if the life assured chooses to have or is referred to be treated outside Malaysia, the benefits for the treatment are limited to the Reasonable and Customary and Medically Necessary charges for equivalent local treatment in Malaysia and subject to 90 days residence limit.
| Basic Plan Attachable |
Please refer to PRUMy Medical Plus for further details. Note: PRUMy Medical Plus is a package which use PRUWith You as a basic plan and have PRUMillion Med as one of the riders that are selected for attachment. |
| Cost of Insurance Rates | Please click here for full cost of insurance rates. |
| Important Notes |
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