PRUWealth Plus

Fulfill the dreams of the one you hold dear with PRUWealth Plus, an investment-linked insurance plan that provides high coverage, up to 4 times greater protection. Here are PRUWealth Plus' solutions customised to your needs:

PRUBest Gift solution - We DO all we can to turn their dreams into reality.

PRUProtect Xtra solution – We DO all we can to keep your loved ones sheltered. 

Highlights

High-Coverage

From basic sum assured of RM500,000

Get_up_to_4x

Provides higher coverage upon accidental death when you need it the most

Flexible-and-affordable-premium

Get yourself protected with the flexibility to choose the premium that suits your financial capability

Product Details

Payment Term

5 , 10 , 20 years or throughout the policy term

Coverage Term

20 years; or until policy anniversary of age 60, 70, 80, 90 or 100 next birthday [ANB]

Issue Age

30 days – 70 ANB

Minimum Sum Assured

RM500,000

Maximum Sum Assured

Maximum Sum Assured for:

  • Children (30 days to 18 ANB) is RM2mil per life
  • Adults (19 ANB to 70 ANB) is subject to underwriting
Benefit
  1. Death Benefit
  2. Total and Permanent Disability Benefit
  3. Accidental Death Benefit (capped at RM2mil for claim during age of less than 19 ANB)
  4. Infectious Disease Benefit
  5. Loyalty Bonus and Loyalty Booster
  6. Maturity Benefit

 Please refer to leaflet / Product Disclosure Sheet for details of coverage.

Premium

Minimum insurance premium for:

  • Children is RM100 per month
  • Adult is RM120 per month
Riders that can be bought with this policy

Critical Illness

Additional Death Benefit

Payor Benefit

Savings

 

Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. Subject to the selected policy term and consent for auto extension is given, the policy coverage term will be extended up to the policy anniversary of age 100 next birthday. The policy coverage term and benefits payable shall depend on the policy having sufficient account value to cover all the policy charges. To ensure that the policy has sufficient account value, additional premiums are likely required for continuous coverage.
  3. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  4. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact Prudential Assurance Malaysia Berhad (PAMB) directly for more information.

Product Enquiry

For more information and special offers.

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PRUWealth Plus

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