PRUWealth Max

Give your future generation a secure tomorrow.

Leave behind your wealth as a legacy for your loved ones while enjoying peace of mind with PRUWealth Max, an investment-linked insurance plan with guaranteed rates of insurance charge that provides high coverage, up to 4 times greater protection.

English Leaflet



Rates of insurance charge are guaranteed and will not be revised throughout your policy term


From basic sum assured of RM 500,000


Provides higher coverage upon accidental death when you need it the most

Product Details

Payment Term

5, 10 or 20 years

Coverage Term

20 years; or until policy anniversary of age 60, 70, 80, 90 or 100 next birthday [ANB]

Issue Age

30 days – 70 ANB

Minimum Sum Assured


Maximum Sum Assured

Maximum Sum Assured for:

  • Children (30 days to 18 ANB) is RM2mil per life
  • Adults (19 ANB to 70 ANB) is subject to underwriting
  1. Death Benefit
  2. Total and Permanent Disability Benefit
  3. Accidental Death Benefit (capped at RM2mil for claim during age of less than 19 ANB)
  4. Infectious Disease Benefit
  5. Loyalty Bonus and Loyalty Booster
  6. Maturity Benefit

 Please refer to leaflet / Product Disclosure Sheet for details of coverage.


Minimum insurance premium for:

  • Children (30 days to 18 ANB) is RM100 per month
  • Adult (19 ANB to 70 ANB) is RM120 per month
Riders that can be bought with this policy

Critical Illness

  • Crisis Guard 2.0

Additional Death Benefit

  • Level SA Rider 2.0

Payor Benefit

  • Payor Basic 2.0
  • Payor Saver 2.0
  • Spouse Payor Basic 2.0
  • Spouse Payor Saver 2.0
  • Parent Payor Basic 2.0
  • Parent Payor Saver 2.0



Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Leaflet, Product Disclosure Sheet, Product Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. Subject to the selected policy term and consent for auto extension is given, the policy coverage term will be extended up to the policy anniversary of 100 next birthday. The policy coverage term and benefits payable shall depend on the policy having sufficient account value to cover all the policy charges. To ensure that the policy has sufficient account value, additional premiums are likely required for continuous coverage.
  3. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  4. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact PAMB directly for more information.
  5. The rates of insurance charge for this plan are guaranteed with no revision allowed throughout the policy term and are likely to be higher as compared to similar plan(s) with non-guaranteed rates of insurance charge, due to the guarantee provided. Hence, this may result in higher premium payable as compared to similar plan(s) with non-guaranteed rates of insurance charge, which may also be offered by PAMB from time to time. You may ask your Agent, Wealth Planner or contact PAMB directly for other types of plans offered by PAMB.


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PRUWealth Max

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