Don't let your savings sleep. Get guaranteed returns and protection from it.

PRUVantage is a universal life insurance plan which offers a true advantage over all the rest, giving you both guaranteed returns and comprehensive protection.


English Brochure

Bahasa Malaysia Brochure

Chinese Brochure


PRUvantage (1)

Range of riders for enhanced protection

PRUvantage (2)

Even during the worst years, you will still receive a dividend

PRUvantage (3)

Continuous cover as long as premium is paid

Product Details

Payment Term

Premium is payable throughout the coverage term

Coverage Term

Up to age 100 (Age Next Birthday)

Issue Age

1 – 60 years old (Age Next Birthday)

Minimum Sum Assured

RM 10,000

Maximum Sum Assured

For child below age 16 (Age Next Birthday): RM500,000
For age 16 (Age Next Birthday) and above: Subject to underwriting

  1. Death Benefit
  2. Total and Permanent Disability Benefit up to age 60
  3. No-Lapse Guarantee Benefit
  4. Maturity Benefit

Please refer to brochure for details on coverage


Minimum annual premium is RM1,200

Riders that can be bought with this policy

Critical Illness

Hospital & Surgical

Payor Benefit



Term Life


Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  3. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact Prudential Assurance Malaysia Berhad (PAMB) directly for more information.

Product Enquiry

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