Term Life Insurance - Affordable financial protection that lasts.

PRUTerm is a level term assurance which provides cover for death and Total and Permanent Disability prior to the Policy Anniversary of age 60 next birthday or expiry of policy, whichever is earlier.


Affordable Life Insurance

Offers basic coverage with affordable premiums

Affordable Life Insurance 2

Range of riders for enhanced protection

Product Details

Payment Term

Premium is payable throughout the coverage term

Coverage Term

5 years


Between 10 and 70 minus Issue Age

Issue Age

16 – 65 years old (Age Next Birthday)

Minimum Sum Assured


Maximum Sum Assured

Subject to underwriting

  1. Death Benefit
  2. Total and Permanent Disability Benefit up to the Policy Anniversary of age 60 next birthday or expiry of policy, whichever is earlier
Riders that can be bought with this policy

Critical Illness

Hospital & Surgical


Term Life


Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  3. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact PAMB directly for more information.

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