PRUSenior Med

It’s never too early to start thinking about health insurance for your later years.

PRUSenior Med is a unique term life policy that takes care of your large medical bills, in the event of hospitalisation, for major surgeries and illnesses up to age 80 – subject to a co-insurance of 10% or the affordable minimum co-insurance amount, whichever is higher.


English Brochure

Bahasa Malaysia Brochure

Chinese Brochure


Medical card for senior citizen Malaysia

Co-insurance of 10% or minimum co-insurance amount of RM3,000 or RM6,000, whichever is higher

Medical card for senior citizen Malaysia (2)

Enjoy medical coverage for your later years with affordable premiums

Medical card for senior citizen Malaysia (3)

Payable upon death

Product Details

Payment Term

Premium is payable throughout the coverage term

Coverage Term

Up to age 80 (Age Next Birthday)

Issue Age

45 – 70 years old (Age Next Birthday)

  1. Death Benefit
  2. Medical Care Benefits

Please refer to brochure for details on coverage


A choice of 2 plans

PlanPlan 1Plan 2
Death Benefit RM5,000 RM5,000
Room & Board RM200 RM200
Minimum Co-Insurance Amount RM3,000 RM6,000
Lifetime Limit RM225,000  RM225,000  
Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  3. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact PAMB directly for more information.

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PRUSenior Med

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