PRUProtect Xtra
(a solution of PRUWealth Plus)

We DO all we can to keep your loved ones sheltered.

PRUProtect Xtra helps you to achieve the best of both worlds without breaking your bank account. This solution is here to give you a peace of mind so you can leave behind a fair amount of inheritance for your loved ones and have your liabilities taken care of at the same time should you meet with an unfortunate event.

PRUProtect Xtra is an insurance solution offered by our flagship product, PRUWealth Plus as a basic plan. Attached with Level SA Rider and payor rider, this solution provides you with extra death protection while preserving your legacy.

English Leaflet

Bahasa Malaysia Leaflet

Chinese Leaflet



With various options on sustainability, you have the flexibility to choose the premium that suits your financial capability.


Level SA Rider provides extra death coverage at an affordable rate where the benefit payable can be used to settle your short-term liabilities.

High Insurance Coverage 1

Get higher coverage upon accidental death when you need it the most.

Product Details

Payment Term

5 , 10 , 20 years or throughout the policy term

Coverage Term

20 years; or until policy anniversary of age 60, 70, 80, 90 or 100 next birthday [ANB]

Issue Age

30 days – 70 ANB

Minimum Sum Assured


Maximum Sum Assured

Maximum Sum Assured for :

  • Children (30 days to 18 ANB) is RM 2 mil per life
  • Adults (19 ANB to 70 ANB) is subject to underwriting
  1. Death Benefit
  2. Total and Permanent Disability Benefit
  3. Accidental Death Benefit (capped at RM2mil for claim during age of less than 19 ANB)
  4. Infectious Disease Benefit
  5. Loyalty Bonus and Loyalty Booster
  6. Maturity Benefit


Please refer to leaflet / Product Disclosure Sheet for details of coverage


Minimum insurance premium for:

  • Children is RM100 per month
  • Adult is RM120 per month
Riders that can be bought with this policy


Critical Illness

Additional Death Benefit

Payor Benefit



Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. Subject to the selected policy term and consent for auto extension is given, the policy coverage term will be extended up to the policy anniversary of age 100 next birthday. The policy coverage term and benefits payable shall depend on the policy having sufficient account value to cover all the policy charges. To ensure that the policy has sufficient account value, additional premiums are likely required for continuous coverage.
  3. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  4. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact PAMB directly for more information.

Product Enquiry

For more information and special offers.

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PRUProtect Xtra
(a solution of PRUWealth Plus)

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