PRUMy Child Plus

Even earlier protection for your unborn baby.

PRUMy Child Plus is a solution offered by our flagship product, PRUWith You as its basic plan. Attached with prenatal, Critical Illness, medical, accidental, and payor riders, it is a comprehensive insurance solution that will meet your child’s protection needs. With PRUSaver Kid, this plan could also function as a savings plan for your child’s education.


English Brochure

Bahasa Malaysia Brochure

Chinese Brochure



Protect both mother and child with Infant Care Plus rider which provides both Pregnancy Care Benefit and Child Care Benefit

In addition to prenatal coverage, the child also enjoys other benefits up until age 5.


Essential Child Plus offers coverage for child Critical Illnesses and will automatically convert to Crisis Care at age 25 to cover adult Critical Illnesses.

This way, your child’s coverage remains relevant in line with their protection needs.


Sets aside a portion of savings to potentially grow your child’s education fund.

Product Details

Payment Term

Premium is payable throughout the coverage term

Coverage Term

Up to age 100 (Age Next Birthday [ANB])

Issue Age

Pre-birth: After 14 weeks into pregnancy

Post-birth: 1 – 70 years old (ANB)

Minimum Sum Assured

RM10,000 and subject to the minimum sum assured multiple

Maximum Sum Assured

Subject to underwriting

  1. Death Benefit
  2. Total and Permanent Disability Benefit up to age 70
  3. Maturity Benefit
  4. Goal Achievement Benefit

 Please refer here for details on coverage


Minimum annual premium for:

  • Children (prenatal to 18 ANB) is RM50 per month
  • Adults (19 ANB to 70 ANB) is RM100 per month
Riders that can be bought with this policy

Pregnancy and Child Care Benefits

Critical Illness

Hospital & Surgical

Payor Benefit




Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. The policy coverage term and benefits payable shall depend on the policy having sufficient account value to cover all the policy charges. To ensure that the policy has sufficient account value, additional premiums are likely required for continuous coverage up to age 100.
  3. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  4. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact Prudential Assurance Malaysia Berhad (PAMB) directly for more information.

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PRUMy Child Plus

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