PRUMy Child Plus

Even earlier protection for your unborn baby with PRUMy Child Plus,  best child insurance plan in Malaysia. 

PRUMy Child Plus is a solution offered by our flagship product, PRUWith You as its basic plan. Attached with prenatal, Critical Illness, medical, accidental, and payor riders, it is a comprehensive insurance solution to meet your child’s protection needs. With PRUSaver Kid, this plan could also function as a savings plan for your child’s education.

 

English Brochure

Bahasa Malaysia Brochure

Chinese Brochure

Highlights

Best child insurance malaysia

Protect both mother and child with Infant Care Plus rider which provides both Pregnancy Care Benefit and Child Care Benefit

In addition to prenatal coverage, the child also enjoys other benefits up until age 5.

Best child insurance malaysia 02

Essential Child Plus offers coverage for child Critical Illnesses and will automatically convert to Crisis Care at age 25 to cover adult Critical Illnesses.

This way, your child’s coverage remains relevant in line with their protection needs.

child insurance plan

Sets aside a portion of savings to potentially grow your child’s education fund.

Product Details

Payment Term

Premium is payable throughout the coverage term

Coverage Term

20 years; or until policy anniversary of age 60, 70, 80, 90 or 100 next birthday [ANB]

Issue Age

Pre-birth: After 14 weeks into pregnancy

Post-birth: 1 – 70 years old ANB

Minimum Sum Assured

RM10,000 and subject to the minimum sum assured multiple

Maximum Sum Assured

Subject to underwriting

Benefit
  1. Death Benefit
  2. Total and Permanent Disability Benefit 
  3. Maturity Benefit
  4. Goal Achievement Benefit
  5. Longevity Benefit

 Please refer here for details on coverage

Premium

Minimum insurance premium for:

  • Children (prenatal to 18 ANB) is RM50 per month
  • Adults (19 ANB to 70 ANB) is RM100 per month
Riders that can be bought with this policy

Pregnancy and Child Care Benefits

Critical Illness

Hospital & Surgical

Payor Benefit

Accident

Savings

 

*The rider can only be attached when PRUSaver or PRUSaver Kid and the respective payor basic is attached.

Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. Subject to the selected policy term and consent for auto extension is given, the policy coverage term will be extended up to the policy anniversary of 100 next birthday. The policy coverage term and benefits payable shall depend on the policy having sufficient account value to cover all the policy charges. To ensure that the policy has sufficient account value, additional premiums are likely required for continuous coverage. 
  3. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  4. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact Prudential Assurance Malaysia Berhad (PAMB) directly for more information.

Product Enquiry

For more information and special offers.

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PRUMy Child Plus

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