PRUMedic Overseas

Extend your medical safety net overseas.

A regular premium investment-linked medical rider that reimburses medical expenses incurred for hospitalisation and out-patient treatment overseas for covered illnesses.

PRUMedic Overseas is available with PRUHealth or PRUValue Med only.


English Brochure

Bahasa Malaysia Brochure

Chinese Brochure


PRUmedic_overseas (1)

You are covered for:
Surgery related to cancer
Coronary artery bypass surgery
Heart valve surgery
Organ transplant*

*Organ transplant for kidney, lung, liver, heart, pancreas or bone marrow

PRUmedic_overseas (2)

You may choose to be treated in:
Hong Kong

PRUmedic_overseas (3)

High Lifetime Limit

Product Details

Payment Term

Premium is payable throughout the coverage term

Coverage Term

Depends on which Medical Plan this rider is attached to:

  1. When rider is attached to PRULink One, PRULife Ready or PRUMy Child
    • Up to Age Next Birthday 70, 80, 90 (not applicable if rider is attached with PRUHealth) or 100 according to Expiry Age selected, coverage term must be less than or equal to PRUValue Med's or PRUHealth's coverage term.
  1. When rider is attached to PRUWith You
    • Up to age 100.


Issue Age

1 – 70 years old (Age Next Birthday) 


Please refer to brochure for details on coverage


A choice of 2 plans

PlanPMO GoldPMO Platinum
Annual Limit RM200,000 RM400,000
Lifetime Limit RM2,000,000 RM4,000,000
Basic Plans that can attach this Rider

PRUValue Med

PRUMillion Med

PRUHealth (applicable to PRULink One, PRULife Ready and PRUMy Child only)

Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  3. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact Prudential Assurance Malaysia Berhad (PAMB) directly for more information.

Product Enquiry

For more information and special offers.

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PRUMedic Overseas

Download the product brochure

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