PRUlife ready

An investment-linked plan that prepares youths for their life journey and rewards you for each personal achievement.

At a Glance:

PRUlife ready offers you:

  • GOAL ACHIEVEMENT BENEFIT as a reward for achieving significant milestones or goals in your life
  • COMPREHENSIVE MEDICAL OPTIONS to protect your essential medical needs
  • ENHANCED ACCIDENT BENEFITS for extra protection
  • DIVERSIFIED investment opportunities through LOCAL and GLOBAL FUNDS
  • LOYALTY BONUS for being a reliable customer


English Flyer

Bahasa Malaysia Flyer

Chinese Flyer



Get RM500 reward when you enter new phases of your life


5% of the Annualised Premium upon completion of the 10th policy year and every 3 years thereafter


With only RM100/month to get protected today


Option to invest and diversify in various local and global equity, bonds and managed funds

Product Details

Payment Term

Premium is payable throughout the coverage term

Coverage Term

Up to age 100 (Age Next Birthday)

Issue Age

19 – 25 years old (Age Next Birthday)

Minimum Sum Assured


Maximum Sum Assured

Subject to underwriting

  1. Death Benefit
  2. Total and Permanent Disability Benefit up to age 70
  3. Goal Achievement Benefit
  4. Loyalty Bonus
  5. Maturity Benefit

Please refer to flyer for details on coverage


Minimum annual premium is RM1,200

Riders that can be bought with this policy

Critical Illness

Hospital & Surgical

Payor Benefit





Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  3. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact Prudential Assurance Malaysia Berhad (PAMB) directly for more information.

Product Enquiry

For more information and special offers.

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PRUlife ready

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